Card details · Truist
Truist Business Premium review: fees, rewards and APR
The Truist Business Premium is a credit card from Truist with a $299 (waived for the first year) annual fee. By our overall score it ranks #70 of the 435 credit cards we rank (store-only cards excluded). It is listed in our business rankings.
Key facts
- Issuer
- Truist
- Network
- Visa
- Annual fee
- $299 (waived for the first year)
- Welcome offer
- $1,000 bonus rewards after spending $15,000 within 90 days
- Ongoing APR
- 17.99% - 26.99% variable APR
- Our overall score
- 59 (#70 of 435 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount ($1,000). How we track offer history.
Rewards
- Unlimited 2% cash back on all eligible purchases
Benefits and notes
Unlimited authorized cardholders at no cost; accounting integration; Zero Liability
Where it ranks
- Overall: #70 of 435 cards (score 59)
- Business cards: #26 of 93 by our business score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Truist’s site) as of November 8, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Truist Business Premium?
$299 (waived for the first year), as stored in our database. Confirm the current fee on Truist’s site.
Does the Truist Business Premium have a welcome bonus?
Our database lists this offer: $1,000 bonus rewards after spending $15,000 within 90 days Offers change often and terms apply.
Does the Truist Business Premium have a 0% intro APR?
Our database lists no intro APR offer for this card.
How does the Truist Business Premium rank on Your Best Cards?
#70 of 435 cards by our overall score (59). In our category lists: #26 of 93 business cards.
Has the Truist Business Premium sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at $1,000 in our records. Offers can change at any time; terms apply.
Other top-scoring cards
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
- Unlimited 2X miles
- 10X on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Business Travel
- Annual fee
- $395
- Welcome offer
- Earn 150,000 Miles once you spend $40,000 in the first 4 months from account opening
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 10x points per $1 spent on hotels, car rentals and attractions booked at cititravel.com
- 3x points on air travel and other hotel purchases
- 3x points at supermarkets, restaurants, gas & EV charging stations
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.