Cards by issuer · October 2026
Best Discover credit cards, ranked
We track 5 Discover credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Every one of them has a $0 annual fee. By type, the lineup includes 4 cash back, 4 intro-APR, 1 travel and 1 secured or credit-building cards (a card can carry more than one tag). Network: Discover (5).
Right now the highest-scoring Discover card is the Discover it® Cash Back (score 52, #128 of 300 cards overall), followed by the Discover it® Chrome (50) and the Discover it® Balance Transfer (48). 5 of these cards list a welcome offer in our data and 4 list an intro APR period.
All 5 Discover cards by score
- #1
Discover it® Cash Back
Score 52- 5% rotating categories
- Annual fee
- $0
- Welcome offer
- Earn a $200 bonus statement credit when you spend $500 in the first 3 months.
- Intro APR
- purchases 15 months · balance transfers 15 months
- #2
Discover it® Chrome
Score 50- 2% cash back at gas stations and restaurants (up to $1k/quarter combined)
- 1% on all other purchases
- Annual fee
- $0
- Welcome offer
- Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.
- Intro APR
- purchases 15 months · balance transfers 15 months
- #3
Discover it® Balance Transfer
Score 48- 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate
- Plus, earn 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically.
- Intro APR
- purchases 15 months · balance transfers 18 months
- #4
Discover it® Secured Cash Back
Score 83- 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate
- Plus, earn 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Cashback Match: Discover matches all the cash back you earn in your first 365 days
- 1.5 miles per dollar on all purchases
- Annual fee
- $0
- Welcome offer
- Get an unlimited miles match of all the miles you earn at the end of your first year, automatically.
- Intro APR
- purchases 15 months · balance transfers 15 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Discover cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Discover’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Discover credit cards does YourBestCards rank?
5 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Discover credit card ranks highest?
The Discover it Cash Back, with an overall score of 52 (#128 of 300 cards we rank). Next is the Discover it Chrome (50).
Which Discover credit cards have no annual fee?
5 of them: Discover it Cash Back, Discover it Chrome, Discover it Balance Transfer, Discover it Secured Cash Back and Discover it Miles.
Do any Discover credit cards have an intro APR?
4 list an intro APR period in our data: Discover it Cash Back (purchases 15 months · balance transfers 15 months), Discover it Chrome (purchases 15 months · balance transfers 15 months), Discover it Balance Transfer (purchases 15 months · balance transfers 18 months) and Discover it Miles (purchases 15 months · balance transfers 15 months). Terms apply; check the issuer’s site for the current rate and fees.
Other card issuers
- Chase credit cards (44)
- American Express credit cards (25)
- Bank of America credit cards (25)
- Barclays credit cards (23)
- Capital One credit cards (30)
- Citi credit cards (14)
- U.S. Bank credit cards (16)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (8)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.