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Cards by issuer · October 2026
Best American Express credit cards, ranked
We track 26 American Express credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $895 (the The Platinum Card from American Express and 2 others), and 5 of the 26 charge no annual fee. By type, the lineup includes 13 premium, 11 business, 6 travel and 6 hotel cards (a card can carry more than one tag). Network: American Express (26).
Right now the highest-scoring Amex card is the American Express® Gold Card (score 80, #9 of 242 cards overall), followed by the Business Gold Card (74) and the The Platinum Card® from American Express (71). 26 of these cards list a welcome offer in our data and 4 list an intro APR period.
All 26 American Express cards by score
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $6,000 spend in 6 months.
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- #4
Hilton Honors American Express Aspire Card
Score 69- 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
- 7X Points on purchases of flights booked directly with airlines or flights booked through American Express Travel, car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants
- 3X Points on all other eligible purchases.
- Annual fee
- $550
- Welcome offer
- Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
- #5
Blue Business® Plus Credit Card
Score 69- 2X Membership Rewards points on all purchases (up to $50k/year, then 1X)
- Annual fee
- $0
- Welcome offer
- Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.
- Intro APR
- purchases 12 months
- 2X miles on dining at restaurants, including takeout and delivery in the U.S
- 2X miles on groceries at U.S. supermarkets
- 2X miles on Delta Purchases
- Annual fee
- $150
- Welcome offer
- Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
- 5X points on Flights & Prepaid Hotels booked through American Express Travel including, Fine Hotels + Resorts® and the Hotel Collection
- 5X Membership Rewards® points on all flights booked on AmexTravel.com
- 2X points on eligible purchases in key business categories, or on single purchases of $5K or more. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 2X on up to $2 million of these purchases per calendar year
- Annual fee
- $895
- Welcome offer
- AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 3X miles on Delta purchases
- 3X miles at hotels
- 2X miles on dining at restaurants, including takeout and delivery in the U.S.
- Annual fee
- $350
- Welcome offer
- Apply and find out your welcome offer: As High As 90,000 Bonus Miles + Earn a $300 Statement Credit after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
- 6% back at U.S. supermarkets on up to $6,000/year, then 1%
- 6% on select streaming
- 3% on transit and U.S. gas stations
- Annual fee
- $95
- Welcome offer
- Earn $300 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership.
- Intro APR
- purchases 12 months · balance transfers 12 months
- #10
Hilton Honors Business Card
Score 64- 12X points at Hilton
- 5X on other purchases (first $100k/year, then 3X)
- Annual fee
- $195
- Welcome offer
- Earn 130,000 Hilton Honors Bonus Points after you make purchases with your new Card totaling $6,000 or more in the first 6 months of Card Membership starting from the date your account was opened.
- #11
Marriott Bonvoy Business® Credit Card
Score 60- 6X points at Marriott
- 4X at U.S. restaurants/gas stations/wireless (up to $15k/year, then 2X)
- 2X all other
- Annual fee
- $125
- Welcome offer
- Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/2026.
- #12
Hilton Honors American Express Surpass® Card
Score 59- 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio
- 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
- 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases
- Annual fee
- $150
- Welcome offer
- Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass(R) Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.
- #13
American Express Green Card®
Score 58- 3X points on travel, including airfare, hotels, tours, campgrounds, car rentals, cruises, vacation rentals, and more
- 3X points on transit including trains, buses, ferries, subways, and more
- 3X points on dining at restaurants worldwide, including takeout and delivery in the US
- Annual fee
- $150
- Welcome offer
- Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on your American Express Green Card® within the first 6 months of Card Membership.
- #14
Delta SkyMiles® Reserve American Express Card
Score 58- 3X Miles on Delta purchases
- 1X Mile on other eligible purchases
- Annual fee
- $650
- Welcome offer
- Earn two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/4/2026.
- #15
The Platinum Card® from American Express for Charles Schwab
Score 57- 5X Membership Rewards® points for flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year
- 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection
- 1X point on all other purchases
- Annual fee
- $895
- Welcome offer
- Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.
- #16
The American Express Blue Business Cash® Card
Score 57- 2% cash back on all eligible purchases (up to $50k/year, then 1%)
- Annual fee
- $0
- Welcome offer
- Earn a $250 Statement Credit after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership
- Intro APR
- purchases 12 months
- #17
Marriott Bonvoy Brilliant® American Express® Card
Score 57- 6X points on Marriott Bonvoy® hotels
- 3X points at restaurants and on flights booked with airlines
- 2X all other purchases
- Annual fee
- $650
- Welcome offer
- Earn 100,000 Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership
- #18
Delta SkyMiles® Platinum Business Card
Score 56- 3X miles per every eligible dollar spent on purchases made directly with Delta and hotels
- 1.5X miles on transit, including taxis and rideshares, eligible U.S. shipping purchases and 1X mile on other purchases on single eligible purchases of $5K or more, up to $100K of combined eligible purchases per year.
- Annual fee
- $350
- Welcome offer
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
- 3% cash back at U.S. supermarkets (up to $6,000 annually, then 1%)
- 3% cash back at U.S. gas stations and on online retail purchases (up to $6,000 annually, then 1%)
- 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply
- Intro APR
- purchases 15 months · balance transfers 15 months
- #20
Delta SkyMiles® Reserve Card
Score 55- 2X miles on Delta purchases + shipping/office supplies
- 1.5X on purchases over $5k
- 1X all other (after $150k spend: 1.5X all purchases rest of year)
- Annual fee
- $650
- Welcome offer
- Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
- #21
Graphite™ Business Cash Unlimited Card
Score 54- Unlimited 2% cash back on eligible purchases, 5% cash back on flights and prepaid hotels booked through American Express Travel Online,
- Annual fee
- $295
- Welcome offer
- Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership.
- #22
Marriott Bonvoy Bevy® American Express® Card
Score 54- 6X points at Marriott
- 4X at restaurants/U.S. supermarkets (up to $15k/year, then 2X)
- 2X all other
- Annual fee
- $250
- Welcome offer
- Earn 85,000 Bonus Points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- #23
Delta SkyMiles® Gold Business Card
Score 54- 2X miles on Delta/restaurants/shipping/advertising (up to $50k category cap)
- 1X all other
- Annual fee
- $150
- Welcome offer
- Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
- 7X points at Hilton hotels and resorts
- 5X at U.S. restaurants including takeout and delivery
- 5X points on groceries at US supermarkets
- Annual fee
- $0
- Welcome offer
- Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership.
- #25
Business Green Rewards Card
Score 50- 2X points on prepaid flights and hotels booked on AmexTravel.com or the Amex Travel App
- 1X points on other eligible purchases
- Annual fee
- $95
- Welcome offer
- Earn 25,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- #26
Delta SkyMiles® Blue American Express Card
Score 48- 2X miles on Delta purchases
- 2X miles on dining at restaurants including takeout and delivery
- 1X miles on other eligible purchases
- Annual fee
- $0
- Welcome offer
- Earn 10,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 6 months of Card Membership
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank American Express cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against American Express’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many American Express credit cards does YourBestCards rank?
26 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which American Express credit card ranks highest?
The American Express Gold Card, with an overall score of 80 (#9 of 242 cards we rank). Next is the Business Gold Card (74).
Which American Express credit cards have no annual fee?
5 of them: Blue Business Plus Credit Card, The American Express Blue Business Cash Card, Blue Cash Everyday, Hilton Honors American Express Card and Delta SkyMiles Blue American Express Card.
Do any American Express credit cards have an intro APR?
4 list an intro APR period in our data: Blue Business Plus Credit Card (purchases 12 months), Blue Cash Preferred Card (purchases 12 months · balance transfers 12 months), The American Express Blue Business Cash Card (purchases 12 months) and Blue Cash Everyday (purchases 15 months · balance transfers 15 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a American Express card?
$895, on the The Platinum Card from American Express, Business Platinum Card and The Platinum Card from American Express for Charles Schwab.
Other card issuers
- Chase credit cards (41)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.