Card details · Capital One
Venture X Business review: fees, rewards and APR
The Venture X Business is a credit card from Capital One with a $395 annual fee. By our overall score it ranks #6 of the 294 credit cards we rank (store-only cards excluded), and #1 of 26 Capital One cards. It is listed in our business rankings.
Key facts
- Issuer
- Capital One
- Network
- Visa
- Annual fee
- $395
- Welcome offer
- Earn 150,000 Miles once you spend $40,000 in the first 4 months from account opening
- Foreign transaction fee
- None
- Our overall score
- 69 (#6 of 294 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (150,000 miles). How we track offer history.
Rewards
- Unlimited 2X miles
- 10X on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Business Travel
Benefits and notes
$300 annual Capital One Business Travel credit; $120 TSA PreCheck/Global Entry every 4 years
Where it ranks
- Overall: #6 of 294 cards (score 69)
- Capital One credit cards: #1 of 26
- Business cards: #2 of 92 by our business score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Capital One’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Compare the Venture X Business
Frequently asked questions
What is the annual fee on the Venture X Business?
$395, as stored in our database. Confirm the current fee on Capital One’s site.
Does the Venture X Business have a welcome bonus?
Our database lists this offer: Earn 150,000 Miles once you spend $40,000 in the first 4 months from account opening Offers change often and terms apply.
Does the Venture X Business have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Venture X Business charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Venture X Business rank on YourBestCards?
#6 of 294 cards by our overall score (69). In our category lists: #2 of 92 business cards.
Has the Venture X Business sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 150,000 miles in our records. Offers can change at any time; terms apply.
Other top Capital One cards
- 5X miles on travel such as hotels, vacation rentals, and rental cars booked through Capital One Business Travel
- unlimited 2X miles on every purchase for your business.
- Annual fee
- $95
- Welcome offer
- Earn 100,000 when you spend $10,000 in the first 3 months
- 10X Miles on hotels & rental cars booked through Capital One Travel
- 5X Miles on flights and vacation rentals booked through Capital One Travel
- 2X Miles on all other purchases
- Annual fee
- $395
- Welcome offer
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
- Unlimited 2X miles on all purchases
- 5X on hotels/rentals through Capital One Travel
- Annual fee
- $95
- Welcome offer
- Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
- #5
Capital One Spark Cash Select
Score 60- Unlimited 1.5% cash back
- 5% on hotels/rental cars through Capital One Business Travel
- Annual fee
- $0
- Welcome offer
- $750 cash bonus after $6,000 spend in 3 months
- Intro APR
- purchases 9 months
- 1.5X miles on every purchase
- 5X miles on hotels, vacation rentals, rental cars via Capital One Business Travel
- Annual fee
- $0
- Welcome offer
- 50,000 bonus miles once you spend $4,500 on purchases within the first 3 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.