Card details · American Express
The Platinum Card from American Express for Charles Schwab review: fees, rewards and APR
The The Platinum Card® from American Express for Charles Schwab is a credit card from American Express with a $895 annual fee. By our overall score it ranks #13 of the 294 credit cards we rank (store-only cards excluded), and #4 of 25 American Express cards. It is listed in our travel rankings.
Key facts
- Issuer
- American Express
- Network
- American Express
- Annual fee
- $895
- Welcome offer
- Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.
- Foreign transaction fee
- None
- Our overall score
- 66 (#13 of 294 cards)
Sign-up bonus history
Below the highest offer we’ve tracked (150,000 points)
- Current offer
- 80,000 points
Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6… - Highest tracked since April 2026
- 150,000 points
Limited Time Offer: Earn 150,000 Membership Rewards® points after you spend $12,000 in purchases on the Card in your first 6 months of Card Membership. Offer ends 07/0… - Lowest tracked since April 2026
- 80,000 points
Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6… - Changes tracked
- 2
Show each tracked change
| Date | Headline amount | Offer as recorded |
|---|---|---|
| Apr 22, 2026 | 80,000 points | Earn 80,000 Membership Rewards® points after spending $8,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 m… |
| Jun 29, 2026 | 150,000 points | Limited Time Offer: Earn 150,000 Membership Rewards® points after you spend $12,000 in purchases on the Card in your first 6 months of Card Membership. Offer ends 07/0… |
| Jul 29, 2026 | 80,000 points | Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6… |
We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.
Rewards
- 5X Membership Rewards® points for flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year
- 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection
- 1X point on all other purchases
Benefits and notes
$100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000; $15 Uber cash each month plus $20 bonus in Dec.; $120 Uber One credit; $600 hotel credit; $200 airline fee credit; $209 Clear® Plus credit; $400 Resy credit; $300 digitial entertainment credit; $300 lululemon; $100 Saks; Walmart+ monthly membership;
Where it ranks
- Overall: #13 of 294 cards (score 66)
- American Express credit cards: #4 of 25
- Travel cards: #4 of 47 by our travel score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against American Express’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the The Platinum Card from American Express for Charles Schwab?
$895, as stored in our database. Confirm the current fee on American Express’s site.
Does the The Platinum Card from American Express for Charles Schwab have a welcome bonus?
Our database lists this offer: Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership. Offers change often and terms apply.
Does the The Platinum Card from American Express for Charles Schwab have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the The Platinum Card from American Express for Charles Schwab charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the The Platinum Card from American Express for Charles Schwab rank on YourBestCards?
#13 of 294 cards by our overall score (66). In our category lists: #4 of 47 travel cards.
What is the highest The Platinum Card from American Express for Charles Schwab sign-up bonus you have tracked?
Since April 2026, the highest headline amount we have tracked is 150,000 points and the lowest is 80,000 points, across 2 changes. The current offer is 80,000 points. This only covers the period we have tracked; terms apply.
Other top American Express cards
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- 5X points on Flights & Prepaid Hotels booked through American Express Travel including, Fine Hotels + Resorts® and the Hotel Collection
- 5X Membership Rewards® points on all flights booked on AmexTravel.com
- 2X points on eligible purchases in key business categories, or on single purchases of $5K or more. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 2X on up to $2 million of these purchases per calendar year
- Annual fee
- $895
- Welcome offer
- AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
- 7X Points on purchases of flights booked directly with airlines or flights booked through American Express Travel, car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants
- 3X Points on all other eligible purchases.
- Annual fee
- $550
- Welcome offer
- Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.