Best Credit Cards for Streaming
18 live consumer cards in our database earn a bonus rate on streaming subscriptions. They are ranked below by what that rate is worth in cash, with the issuer’s own wording on which services count.
Ranked by math · Compensation never changes the order · Methodology
Streaming is a small line in most budgets — a few subscriptions a month — so a streaming bonus rarely decides which card to get on its own. It matters most as a tie-breaker between cards you already like, or on a card whose other categories (groceries, dining) fit your spending too. Check the “where it applies” line: some cards pay only on their own family of services, and some cap the bonus.
The ranking
Card data checked October 21, 2026 · 18 cards compared
- 1
Disney® Inspire Visa® Card
Chase · Visa- Annual fee
- $149
- Overall score
- 57
- Streaming rate
- 10%
- Where it applies: 10% on Disney+/Hulu/ESPN+
Welcome offer: Get a $300 Disney Gift Card eGift upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
- 2
Blue Cash Preferred® Card
American Express · American Express- Annual fee
- $95
- Overall score
- 64
- Streaming rate
- 6%
- Where it applies: 6% on select streaming
Welcome offer: Earn $250 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership.
- 3
BMO Cash Back Credit Card
BMO · Mastercard- Annual fee
- $0
- Overall score
- 66
- Streaming rate
- 5%
- Where it applies: 5% cash back on eligible streaming, cable TV and satellite services
- 4
MaxBack Cash Rewards Card
Truliant Federal Credit Union · Mastercard- Annual fee
- $0
- Overall score
- 58
- Streaming rate
- 5%
- Where it applies: 5% back on utilities and streaming subscriptions
Welcome offer: Get a $200 cash back bonus after spending $1,000 in the first 90 days
- 5
Disney® Premier Visa® Card
Chase · Visa- Annual fee
- $49
- Overall score
- 46
- Streaming rate
- 5%
- Where it applies: 5% on Disney+/Hulu/ESPN+
Welcome offer: $200 Disney Gift Card eGift upon approval + $100 statement credit after spending $500 in the first 3 months.
- 6
Chase Sapphire Preferred® Credit Card
Chase · Visa- Annual fee
- $95
- Overall score
- 68
- Streaming rate
- 3x points
- Cash value
- about 4.5% at our point value
- Where it applies: 3X points on select streaming services
Welcome offer: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- 7
Capital One Savor Student Cash Rewards
Capital One · Mastercard- Annual fee
- $0
- Overall score
- 70
- Streaming rate
- 3%
- Where it applies: Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases
Welcome offer: Earn $50 Cash Back when you spend $100 in the first three months
- 8
Bank of America® Customized Cash Rewards for Students
Bank of America · Visa- Annual fee
- $0
- Overall score
- 64
- Streaming rate
- 3% (category you choose)
- 6% cash back first year in choice category (then 3%)
- 2% at grocery stores and wholesale clubs
Welcome offer: $200 cash rewards bonus after $1,000 spend in 90 days
- 9
Bank of America® Customized Cash Rewards Credit Card
Bank of America · Visa- Annual fee
- $0
- Overall score
- 60
- Streaming rate
- 3% (category you choose)
- Where it applies: 3% cash back + 3% first-year cash back bonus in the category of your choice including gas and EV charging station, online shopping/cable/streaming/internet/phone plans, dining, travel, drug store/pharmacy, or home improvement/furnishings purchases
Welcome offer: Earn $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening and 6% cash back in the category of your choice – for the first year.
- 10
Savor Rewards from Capital One
Capital One · Mastercard- Annual fee
- $0
- Overall score
- 56
- Streaming rate
- 3%
- Where it applies: Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services
Welcome offer: Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
- 11
Wells Fargo Autograph® Card
Wells Fargo · Visa- Annual fee
- $0
- Overall score
- 55
- Streaming rate
- 3%
- Where it applies: popular streaming services & phone plans
Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months
- 12
SavorOne Rewards from Capital One
Capital One · Mastercard- Annual fee
- $39
- Overall score
- 42
- Streaming rate
- 3%
- Where it applies: 3% at grocery stores (excl. superstores), dining, entertainment, streaming
- 13
Atmos™ Rewards Ascent Visa Signature®
Bank of America · Visa- Annual fee
- $95
- Overall score
- 61
- Streaming rate
- 2x points
- Cash value
- about 2.8% at our point value
- Where it applies: Unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit purchases, including rideshare
Welcome offer: Limited-time online offer: Get 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer. To qualify, spend $1,500 or more on purchases within the first 90 days of opening your account.
- 14
United Quest℠ Card
Chase · Visa- Annual fee
- $350
- Overall score
- 67
- Streaming rate
- 2x points
- Cash value
- about 2.5% at our point value
- Where it applies: 2x miles on all other travel, select streaming services and dining
Welcome offer: Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
- 15
Instacart Mastercard®
Chase · Mastercard- Annual fee
- $0
- Overall score
- 49
- Streaming rate
- 2%
- Where it applies: 2% at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services
Welcome offer: Get a $50 Instacart credit automatically upon approval
- 16
Samsung Galaxy Card
Barclays · Visa- Annual fee
- $0
- Overall score
- 45
- Streaming rate
- 2%
- Where it applies: 2% cash rewards on streaming service purchases like Netflix, Disney+ and Spotify
Welcome offer: Earn $200 in cash rewards after spending $2,000 on purchases within the first 90 days of account opening.
- 17
SKYPASS SkyBlue Visa® Card
US Bank · Visa- Annual fee
- $0
- Overall score
- 43
- Streaming rate
- 2%
- Where it applies: 2X miles per $1 spent on streaming services like Netflix and Spotify
Welcome offer: Earn 10,000 Bonus Miles when you spend $1,000 in eligible purchases within the first 90 days.
- 18
Marriott Bonvoy Bold® Card
Chase · Visa- Annual fee
- $0
- Overall score
- 45
- Streaming rate
- 2x points
- Cash value
- about 1.5% at our point value
- Where it applies: 2X points for every $1 spent for select streaming, and internet, cable, and phone service purchases
Welcome offer: Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card
How this page is built
Live consumer cards whose stored streaming rate is higher than their everyday rate and whose earn terms name streaming (or that let you choose a bonus category that covers it). Store, business, secured and rotating-category cards are left out. Sorted by the rate’s cash value (points at our blended point value), then by overall score (final_score_blended). Partner (affiliate) links never change which cards appear or their order.
Card details come from our database, which is verified against each issuer’s own website; see our methodology, editorial policy and corrections policy.
Questions, answered from the data
Which credit card earns the most on streaming?
Disney® Inspire Visa® Card (Chase): 10% on streaming. The issuer’s wording: “10% on Disney+/Hulu/ESPN+”.
What is the best no-annual-fee card for streaming?
BMO Cash Back Credit Card, at 5%. 11 of the 18 cards on this page have a $0 annual fee.
Do any cards let me choose streaming as a bonus category?
Yes: Bank of America® Customized Cash Rewards for Students and Bank of America® Customized Cash Rewards Credit Card let you pick a bonus category, and the rate shown applies when you choose the one that covers streaming. Check the issuer’s category list first.
How are points cards compared with cash back cards here?
A points card’s rate is multiplied by our blended value for that currency (see point values), so 3x points at 1.5 cents each counts as 4.5%. Cash back rates are used as they are.
How often is this list updated?
The site rebuilds whenever card data changes in our database and at least once a month. This page was built from data checked October 21, 2026. Always confirm current terms on the issuer’s site.