Ranked by math. Ads and any paid links never change the order · card terms verified at the issuer, dated · how we’re funded →
Cards by issuer · October 2026
Best Chase credit cards, ranked
We track 41 Chase credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $795 (the Chase Sapphire Reserve and 1 other), and 14 of the 41 charge no annual fee. By type, the lineup includes 12 airline, 10 business, 9 hotel and 9 premium cards (a card can carry more than one tag). Networks: Visa (38) and Mastercard (3).
Right now the highest-scoring Chase card is the Chase Sapphire Preferred® Credit Card (score 84, #2 of 242 cards overall), followed by the Chase Freedom Rise® Credit Card (83) and the Chase Slate Edge℠ (80). 39 of these cards list a welcome offer in our data and 9 list an intro APR period.
All 41 Chase cards by score
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days
- Annual fee
- $0
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- #5
United Quest℠ Card
Score 69- 8x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 3x miles earned on entire purchase with the United Quest℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 3x miles on all other eligible United purchases
- Annual fee
- $350
- Welcome offer
- Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
- #6
Aeroplan® Card
Score 67- NEW! Up to 5x total points per $1 spent on Air Canada purchases, including 3X points on Air Canada purchases with your card, plus an additional 2X points from Air Canada when traveling as an Aeroplan 25K members
- 3X points per $1 spent on travel purchases
- 2X points per $1 spent at grocery stores. Through December 31, 2026, these purchases will earn 3X points per $1 spent
- Annual fee
- $195
- Welcome offer
- Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- #7
United℠ Business Credit Card
Score 67- NEW! 8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with United Business Card
- 2x miles on all other eligible United purchases
- 2x miles at gas stations
- Annual fee
- $150
- Welcome offer
- Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
- #8
IHG One Rewards Premier Select Credit Card
Score 66- Up to 28X total points at IHG® Hotels and Resorts - 12X points with this card. Plus, up to 10X points from IHG® on stays for being an IHG One Rewards member
- up to 6X points from IHG® on stays with Platinum Elite Status
- 6X points on dining and all other travel, including rideshare
- Annual fee
- $350
- Welcome offer
- Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening
- #9
Chase Sapphire Reserve for Business℠
Score 66- 8X points on all purchases through Chase Travel℠, including The Edit, 5X total points on Lyft through 9/30/27. 4X points on flights & hotels booked direct, 3X points on social media & search engine advertising, 1X points on all other purchases
- Annual fee
- $795
- Welcome offer
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
- #10
IHG One Rewards Premier Credit Card
Score 65- Up to 10X points from IHG® for being an IHG One Rewards member
- Up to 6X points from IHG® with Platinum Elite status
- 5X points on travel, dining and at gas stations
- Annual fee
- $150
- Welcome offer
- Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening.
- #11
IHG® One Rewards Business Card
Score 64- Up to 26X points at IHG Hotels & Resorts - Up to 10X points with this card
- Up to 10X points from IHG® on stays for being an IHG One Rewards Member
- Up to 6X points from IHG® on stays with Platinum Elite Status
- Annual fee
- $200
- Welcome offer
- Earn 190,000 bonus points after spending $5,000 in the first 3 months from account opening
- 7x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Explorer Card
- 2x miles on dining including delivery
- 2x miles on hotel stays
- Annual fee
- $150 ($0 intro annual fee for the first year)
- Welcome offer
- Earn 60,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open; 10,000 Bonus Miles after you add an authorized user in the first 3 months of opening the account
- #13
Southwest Rapid Rewards® Premier Card
Score 62- 3X points on Southwest Airlines purchases
- 2X points per $1 spent at grocery stores and restaurants up to the first $8,000 in combined purchases per year
- 1X point on all other purchases
- Annual fee
- $149
- Welcome offer
- Earn 55,000 bonus points after you spend $1,500 in the first 3 months from account opening.
- #14
World of Hyatt Business Credit Card
Score 62- Earn 4 Bonus Points per $1 spent on qualifying purchases at Hyatt hotels and resorts
- Plus up to 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three categories each quarter
- Annual fee
- $199
- Welcome offer
- Earn 60,000 Bonus Points after you spend $5,000 on purchases within the first 3 months of accounts opening
- Earn 3 points per $1 on the first $150,000 spent in combined purchases in shipping purchases, advertising purchases made with social media sites and search engines, Internet, cable and phone services, and travel
- 5x points on Lyft rides through September 30, 2027
- 1x point per $1 on all other purchases
- Annual fee
- $95
- Welcome offer
- Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- #16
Slate® Credit Card
Score 60- Annual fee
- $0
- Intro APR
- purchases 21 months · balance transfers 21 months
- 2X points on Southwest® purchases abd first $5,000 in combined gas station and grocery store purchases per year
- 1X points on other purchases
- Annual fee
- $99
- Welcome offer
- Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.
- #18
United Gateway℠ Credit Card
Score 59- 7x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Explorer Card
- 2x miles on United purchases
- 2x miles on gas, local transit and commuting
- Annual fee
- $0
- Welcome offer
- Earn 40,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open, plus 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open (up to 50,000 bonus miles in total).
- Intro APR
- purchases 12 months
- 4X points on Southwest Airlines purchases
- 2X points per $1 spent at gas stations and restaurants
- 1X point on all other purchases
- Annual fee
- $229
- Welcome offer
- Earn 60,000 bonus points after you spend $2,000 in the first 3 months from account opening.
- #20
United Club℠ Card
Score 58- 9x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 4x miles with the United Club℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 4x miles on all other eligible United purchases
- Annual fee
- $695
- Welcome offer
- Earn 90,000 Bonus Miles after you spend $5,000 on purchases in the first 3 months your account is open.
- 9X points at Hyatt Hotels
- 2X bonus points on airline tickets purchased directly from the airline, on local transit and commuting, which includes taxis, mass transit, tolls, parking and ride-share services and fitness club & gym memberships
- 1X point on other purchases
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points - 45,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening.
- Intro APR
- purchases 12 months
- #23
Southwest Rapid Rewards® Premier Business Credit Card
Score 57- 3 points per $1 spent on Southwest Airlines® purchases
- 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year
- 1 point per $1 spent on all other purchases
- Annual fee
- $149
- Welcome offer
- Earn 80,000 points after you spend $3,000 on purchases in the first 3 months from account opening
- #24
Iberia Visa Signature® Credit Card
Score 57- 3 Avios per $1 spent on eligible Aer Lingus, British Airways, Iberia and LEVEL purchases
- 2 Avios per $1 spent on eligible hotel accommodations purchased directly with the hotel
- 1 Avios per $1 spent on all other purchases
- Annual fee
- $95
- Welcome offer
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- #25
Aer Lingus Visa Signature® Credit Card
Score 57- 3 Avios per $1 spent on eligible Aer Lingus, British Airways, Iberia and LEVEL purchases
- 2 Avios per $1 spent on eligible hotel accommodations purchased directly with the hotel
- 1 Avios per $1 spent on all other purchases
- Annual fee
- $95
- Welcome offer
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- #26
Disney® Inspire Visa® Card
Score 57- 10% on Disney+/Hulu/ESPN+
- 3% at gas stations and most U.S. Disney locations
- 2% at grocery stores and restaurants
- Annual fee
- $149
- Welcome offer
- $500 statement credit after spending $1,000 in the first 3 months.
- Intro APR
- purchases 6 months
- #27
British Airways Visa Signature® Credit Card
Score 57- 3 Avios per $1 spent on eligible Aer Lingus, British Airways, Iberia and LEVEL purchases
- 2 Avios per $1 spent on eligible hotel accommodations purchased directly with the hotel
- 1 Avios per $1 spent on all other purchases
- Annual fee
- $95
- Welcome offer
- Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
- #28
United ClubSM Business Card
Score 56- 7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card
- 2x miles on all other eligible United purchases
- 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers
- Annual fee
- $695
- Welcome offer
- Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open +10,000 bonus miles when you add an employee card in the first 3 months your account is open
- #29
Southwest Rapid Rewards® Performance Business Credit Card
Score 55- 4X points for every $1 you spend on Southwest Airlines® purchases
- 2X points for every $1 you spend at gas stations and restaurants
- 2X points for every $1 you spend on hotel accommodations booked directly with the hotel
- Annual fee
- $299
- Welcome offer
- Earn 80,000 bonus points after you spend $5,000 in the first 3 months from account opening
- #30
Instacart Mastercard®
Score 55- 5% on Instacart app and Instacart.com purchases on your first $6,000 annually
- 5% Chase Travel purchases
- 2% at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services
- Annual fee
- $0
- Welcome offer
- $100 Instacart credit + free year of Instacart+
- 5% rotating quarterly categories (groceries included in some quarters) on up to combined $1,500 in purchases per quarter
- 3% dining
- 3% drugstores
- Annual fee
- $0
- Welcome offer
- Earn $200 after spending $500 in the first 3 months
- Intro APR
- purchases 15 months · balance transfers 15 months
- Unlimited 5% back on your Amazon.com purchases with an eligible Prime membership
- unlimited 5% back at Whole Foods Market online or in-store with an eligible Prime membership
- unlimited 5% back on Chase Travel purchases with an eligible Prime membership
- Annual fee
- $0
- Welcome offer
- $250 Amazon gift card instantly upon approval.
- 1.5% cash back on all purchases
- 3% dining/drugstore
- 5% travel via Chase Travel
- Annual fee
- $0
- Welcome offer
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months
- Intro APR
- purchases 15 months · balance transfers 15 months
- #34
Marriott Bonvoy Bountiful® Credit Card
Score 53- Up to 18.5X total points at Marriott - 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card. Plus, earn up to 10X points from Marriott Bonvoy® for being a member. Plus, earn up to 2.5X points from Marriott with Gold Elite Status
- 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining
- 2X points per $1 spent on all other purchases.
- Annual fee
- $250
- Welcome offer
- Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services
- 2% cash back on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
- 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening
- Intro APR
- purchases 12 months
- #36
IHG® Traveler Credit Card
Score 51- Up to 17X total points at IHG® Hotels and Resorts
- 3X points on dining and gas stations
- 3X points at grocery stores
- Annual fee
- $0
- Welcome offer
- Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening, plus 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.
- Up to 17X total points for every $1 spent at hotels participating in Marriott Bonvoy®: 6X points with the Marriott Bonvoy Boundless® Credit Card
- Up to 10X points from Marriott Bonvoy for being a member
- Up to 1X points from Marriott Bonvoy with Silver Elite Status
- Annual fee
- $95
- Welcome offer
- Earn 4 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees. Special Offer through 6/30/27: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.
- #38
DoorDash Rewards Mastercard®
Score 49- 4% cash back on DoorDash and Caviar orders
- 3% cash back on dining when purchased directly from a restaurant
- 2% cash back on grocery stores online or in-store
- Annual fee
- $0
- Welcome offer
- Free DashPass for a year ($96)
- #39
Disney® Premier Visa® Card
Score 46- 5% on Disney+/Hulu/ESPN+
- 2% at gas stations, grocery stores, restaurants, and Disney U.S. locations
- 1% on all other purchases.
- Annual fee
- $49
- Welcome offer
- $200 Disney Gift Card eGift upon approval + $100 statement credit after spending $500 in the first 3 months.
- Intro APR
- purchases 6 months
- #40
Marriott Bonvoy Bold® Card
Score 46- Earn up to 14X total points for every $1 spent at hotels participating in Marriott Bonvoy®
- Up to 10X points from Marriott Bonvoy for being a member
- Up to 1X points from Marriott Bonvoy with Silver Elite Status
- Annual fee
- $0
- Welcome offer
- Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card
- #41
Disney® Visa® Card
Score 39- 1% in Disney Rewards Dollars on all card purchases with no limits to the amount you can earn.
- Annual fee
- $0
- Welcome offer
- Get a $100 Disney Gift Card eGift to use today upon approval + earn a $50 statement credit after you spend $500 on purchases in the first 3 months from account opening
- Intro APR
- purchases 6 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Chase cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Chase’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Chase credit cards does YourBestCards rank?
41 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Chase credit card ranks highest?
The Chase Sapphire Preferred Credit Card, with an overall score of 84 (#2 of 242 cards we rank). Next is the Chase Freedom Rise Credit Card (83).
Which Chase credit cards have no annual fee?
14 of them: Chase Freedom Rise Credit Card, Chase Slate Edge, Slate Credit Card, United Gateway Credit Card, Chase Ink Unlimited Card, Instacart Mastercard, Chase Freedom Flex and Amazon Prime Visa, plus 6 more listed below.
Do any Chase credit cards have an intro APR?
9 list an intro APR period in our data: Slate Credit Card (purchases 21 months · balance transfers 21 months), United Gateway Credit Card (purchases 12 months), Chase Ink Unlimited Card (purchases 12 months), Disney Inspire Visa Card (purchases 6 months), Chase Freedom Flex (purchases 15 months · balance transfers 15 months) and Chase Freedom Unlimited (purchases 15 months · balance transfers 15 months), among others. Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a Chase card?
$795, on the Chase Sapphire Reserve and Chase Sapphire Reserve for Business.
Other card issuers
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.