Best Credit Cards for Airport Lounge Access
27 live cards in our database include airport lounge access: 18 with a lounge membership or lounge network and 9 with a set number of visits a year. Each card’s fee and lounge benefit is listed below.
Ranked by math · Compensation never changes the order · Methodology
Lounge benefits come in three forms: a full airline club membership (often only on the day you fly that airline), a lounge network such as Priority Pass or the issuer’s own lounges, and a handful of single-visit passes each year. A membership only pays off if you fly often enough to use it; a few passes a year can be enough for an occasional traveller, and they come on cards with much lower fees.
Lounge memberships and networks
Card data checked October 21, 2026 · 18 cards
- 1
Chase Sapphire Reserve®
Chase · Visa- Annual fee
- $795
- Lounge access
- Priority Pass + Sapphire Lounges
- Access type
- Membership or lounge network
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
Welcome offer: Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 2
Venture X Business
Capital One · Visa- Annual fee
- $395
- Lounge access
- Capital One Lounges + Priority Pass
- Access type
- Membership or lounge network
- Card type
- Business
- Unlimited 2X miles
- 10X on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Business Travel
Welcome offer: Earn 150,000 Miles once you spend $40,000 in the first 4 months from account opening
- 3
Bilt Palladium Card
Cardless · Mastercard- Annual fee
- $495
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 2X points on all everyday purchases (excluding housing) + 4% Bilt Cash on everyday spend. Housing payments: Use Bilt Cash to unlock points (no transaction fee) at 1X per $30 Bilt Cash per 1000 points
- OR earn up to 1.25X via tiered system based on non-housing spend (need 100% of housing payment in non-housing spend for full 1.25X). Point accelerator: Use $200 Bilt Cash to earn +1X on next $5000 spend (up to 5X/year for max 3X everywhere)
Welcome offer: 50000 Bilt Points after $4000 spend in first 3 months + Bilt Gold Status (through end of calendar year earned plus following year) + $300 Bilt Cash upon approval
- 4
Business Platinum Card®
American Express · American Express- Annual fee
- $895
- Lounge access
- Global Lounge Collection
- Access type
- Membership or lounge network
- Card type
- Business
- 5X points on Flights & Prepaid Hotels booked through American Express Travel including, Fine Hotels + Resorts® and the Hotel Collection
- 5X Membership Rewards® points on all flights booked on AmexTravel.com
Welcome offer: AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5
Citi® / AAdvantage® Executive World Legend Mastercard®
Citi · Mastercard- Annual fee
- $695
- Lounge access
- Admirals Club
- Access type
- Membership or lounge network
- 12 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels® bookings and eligible AAdvantage Cars® bookings
- 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases in a calendar year, earn a total of 5 AAdvantage® miles for every $1 spent on eligible American Airlines purchases for the remainder of the year
Welcome offer: Earn 125,000 AAdvantage® bonus miles after making $15,000 in purchases within the first 5 months of account opening.
- 6
Capital One Venture X Rewards
Capital One · Visa- Annual fee
- $395
- Lounge access
- Capital One Lounges + Priority Pass
- Access type
- Membership or lounge network
- 10X Miles on hotels & rental cars booked through Capital One Travel
- 5X Miles on flights and vacation rentals booked through Capital One Travel
Welcome offer: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
- 7
The Platinum Card® from American Express
American Express · American Express- Annual fee
- $895
- Lounge access
- Centurion + Sky Club when flying Delta + Priority Pass
- Access type
- Membership or lounge network
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
Welcome offer: As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- 8
JetBlue Premier Card
Barclays · Mastercard- Annual fee
- $499
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 6X points on eligible JetBlue purchases
- 2X points at restaurants and eligible grocery stores
Welcome offer: Earn 90,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days.
- 9
United Club℠ Card
Chase · Visa- Annual fee
- $695
- Lounge access
- United Club membership
- Access type
- Membership or lounge network
- 9x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 4x miles with the United Club℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
Welcome offer: Earn 90,000 Bonus Miles after you spend $5,000 on purchases in the first 3 months your account is open.
- 10
Chase Sapphire Reserve for Business℠
Chase · Visa- Annual fee
- $795
- Lounge access
- Chase lounges
- Access type
- Membership or lounge network
- Card type
- Business
- 8X points on all purchases through Chase Travel℠, including The Edit, 5X total points on Lyft through 9/30/27. 4X points on flights & hotels booked direct, 3X points on social media & search engine advertising, 1X points on all other purchases
Welcome offer: Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening.
- 11
The Platinum Card® from American Express for Charles Schwab
American Express · American Express- Annual fee
- $895
- Lounge access
- Centurion + Sky Club when flying Delta + Priority Pass
- Access type
- Membership or lounge network
- 5X Membership Rewards® points for flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year
- 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection
Welcome offer: Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.
- 12
United ClubSM Business Card
Chase · Visa- Annual fee
- $695
- Lounge access
- United Club membership
- Access type
- Membership or lounge network
- Card type
- Business
- 7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card
- 2x miles on all other eligible United purchases
Welcome offer: Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open +10,000 bonus miles when you add an employee card in the first 3 months your account is open
- 13
Marriott Bonvoy Brilliant® American Express® Card
American Express · American Express- Annual fee
- $650
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 6X points on Marriott Bonvoy® hotels
- 3X points at restaurants and on flights booked with airlines
Welcome offer: Earn 100,000 Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership
- 14
Citi Strata Elite℠ Card
Citi · Mastercard- Annual fee
- $595
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 12x points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
- 6x points per dollar spent on Air Travel booked on cititravel.com
Welcome offer: Earn 75,000 bonus points after spending $6,000 in the first 3 months.
- 15
Emirates Skywards Premium World Elite Mastercard®
Barclays · Mastercard- Annual fee
- $499
- Lounge access
- Lounge access
- Access type
- Membership or lounge network
- 3x Skywards Miles per $1 spent on eligible Emirates purchases
- 2x Skywards Miles per $1 spent on eligible travel purchases
Welcome offer: Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days
- 16
Robinhood Platinum Card
Robinhood Credit · Visa- Annual fee
- $695
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 5% cash back on flights
- 10% cash back on hotels & cars
- 17
Skypass Select Visa Signature® Card
US Bank · Visa- Annual fee
- $450
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 3X miles on Korean Air
- 2X miles per $1 spent on other airlines
Welcome offer: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.
- 18
PenFed Pathfinder® Rewards Visa Signature® Card
PenFed Credit Union · Visa- Annual fee
- $95
- Lounge access
- Priority Pass
- Access type
- Membership or lounge network
- 4X points on travel
- 3X on all dining
Welcome offer: 50,000 points after $3,000 spend in first 90 days
Cards with a set number of lounge visits
9 cards, most visits first
- 19
Delta SkyMiles® Reserve Business American Express Card
American Express · American Express- Annual fee
- $650
- Lounge access
- 15 Sky Club visits/yr
- Access type
- 15 visits a year
- Card type
- Business
- 3X miles on eligible Delta purchases
- 1.5X miles on eligible transit, U.S. shipping and U.S. office supply store purchases
Welcome offer: Limited Time Offer: Earn 200,000 Bonus Miles after spending $20,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 11/4/26.
- 20
Delta SkyMiles® Reserve American Express Card
American Express · American Express- Annual fee
- $650
- Lounge access
- 15 Sky Club visits/yr
- Access type
- 15 visits a year
- 3X Miles on Delta purchases
- 1X Mile on other eligible purchases
Welcome offer: Earn two round-trip Delta Comfort Flight Certificates valid for travel to the U.S. 48, Puerto Rico, or the U.S. Virgin Islands, along with 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in the first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/4/2026.
- 21
Hilton Honors Business Card
American Express · American Express- Annual fee
- $195
- Lounge access
- 10 Priority Pass visits
- Access type
- 10 visits a year
- Card type
- Business
- 12X points at Hilton
- 5X on other purchases (first $100k/year, then 3X)
Welcome offer: Earn 150,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $8,000 on eligible purchases on your Card within your first 6 months of Card Membership. Offer ends 1/13/27.
- 22
Atmos™ Rewards Summit Visa Infinite® Credit Card
Bank of America · Visa- Annual fee
- $395
- Lounge access
- 8 Alaska Lounge passes
- Access type
- 8 visits a year
- 3 points per $1 on Alaska Airlines, Hawaiian Airlines, foreign transactions and dining
- 1 point on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account
Welcome offer: Earn 70,000 bonus points and a 25,000-point Global Companion Award after spending $3,000 or more on purchases within the first 90 days of opening your account.
- 23
Citi® / AAdvantage® Globe™ Mastercard®
Citi · Mastercard- Annual fee
- $350
- Lounge access
- Admirals Club Globe passes
- Access type
- 4 visits a year
- 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- 6 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels™ bookings
Welcome offer: Earn 60,000 AAdvantage® bonus miles after $4,000 in purchases in the first 3 months
- 24
Citizens Summit Reserve® World Elite Mastercard®
Citizens · Mastercard- Annual fee
- $295
- Lounge access
- Priority Pass, 4 free visits
- Access type
- 4 visits a year
- 3% unlimited cash back on dining, groceries and entertainment (including streaming), and 1.5% unlimited cash back on everything else.
- 25
United℠ Business Credit Card
Chase · Visa- Annual fee
- $150
- Lounge access
- 2 lounge passes a year
- Access type
- 2 visits a year
- Card type
- Business
- NEW! 8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with United Business Card
- 2x miles on all other eligible United purchases
Welcome offer: Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open. Plus earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open.
- 26
United℠ Explorer Card
Chase · Visa- Annual fee
- $150
- Lounge access
- 2 lounge passes a year
- Access type
- 2 visits a year
- 9x miles on United flights - 6x miles on fare from United as a MileagePlus member, plus 3x miles on entire United purchase with the United Explorer Card
- 3x miles on all other eligible United purchases
Welcome offer: Earn 70,000 Bonus Miles after you spend $3,000 on purchases in the first 3 months your account is open; 10,000 Bonus Miles after you add an authorized user in the first 3 months of opening the account
- 27
LATAM Airlines World Elite Mastercard
First Electronic Bank · Mastercard- Annual fee
- $99
- Lounge access
- 2 lounge passes a year
- Access type
- 2 visits a year
- 4X LATAM Pass Miles per $1 spent on LATAM Airlines purchases
- 3X miles at restaurants
Welcome offer: Earn 40,000 bonus LATAM Pass Miles after spending $2,500 in the first 3 months.
How this page is built
Every live card our database lists with a lounge benefit (airline club membership, lounge network, or a yearly number of lounge passes), consumer and business, leaving out store cards. Cards with a membership or lounge network come first, then the rest by number of visits; ties go to our premium score (business score for business cards). Partner (affiliate) links never change which cards appear or their order.
Card details come from our database, which is verified against each issuer’s own website; see our methodology, editorial policy and corrections policy.
Questions, answered from the data
What is the cheapest card with a lounge membership or network?
PenFed Pathfinder® Rewards Visa Signature® Card ($95 a year), by annual fee among the 18 cards here with a lounge membership or lounge network.
What is the cheapest card with any lounge visits?
LATAM Airlines World Elite Mastercard ($99 a year, 2 visits), among the 9 cards here with a set number of visits.
Which cards include Priority Pass?
Chase Sapphire Reserve®, Venture X Business, Bilt Palladium Card, Capital One Venture X Rewards, The Platinum Card® from American Express, JetBlue Premier Card, The Platinum Card® from American Express for Charles Schwab, Marriott Bonvoy Brilliant® American Express® Card, Citi Strata Elite℠ Card, Robinhood Platinum Card, Skypass Select Visa Signature® Card, PenFed Pathfinder® Rewards Visa Signature® Card, Hilton Honors Business Card and Citizens Summit Reserve® World Elite Mastercard®. Priority Pass terms (guest rules, restaurant credits, enrollment) differ by card, so check each one.
Which cards come with an airline club membership?
Citi® / AAdvantage® Executive World Legend Mastercard®, The Platinum Card® from American Express, United Club℠ Card, The Platinum Card® from American Express for Charles Schwab and United ClubSM Business Card. Some memberships only apply when you fly that airline the same day.
How often is this list updated?
The site rebuilds whenever card data changes in our database and at least once a month. This page was built from data checked October 21, 2026. Lounge rules change often — confirm guest policies and visit limits on the issuer’s site.