Card details · American Express
American Express Gold Card review: fees, rewards and APR
The American Express® Gold Card is a credit card from American Express with a $325 annual fee. By our overall score it ranks #9 of the 242 credit cards we rank (store-only cards excluded), and #1 of 26 American Express cards. It is listed in our grocery, travel and dining rankings.
Key facts
- Issuer
- American Express
- Network
- American Express
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $6,000 spend in 6 months.
- Foreign transaction fee
- None
- Our overall score
- 80 (#9 of 242 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (100,000 points). How we track offer history.
Rewards
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- 2X on prepaid hotels through American ExpressTravel
- 1X on other purchases
Benefits and notes
$120 annual ($10 monthly Uber Cash) credit; $120 as $10 per month dining statement credit; $84 Dunkin credit; $100 Resy credit
Where it ranks
- Overall: #9 of 242 cards (score 80)
- American Express credit cards: #1 of 26
- Grocery cards: #9 of 56 by our grocery score
- Travel cards: #31 of 46 by our travel score
- Dining cards: #43 of 64 by our dining score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against American Express’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the American Express Gold Card?
$325, as stored in our database. Confirm the current fee on American Express’s site.
Does the American Express Gold Card have a welcome bonus?
Our database lists this offer: Earn up to 100,000 Membership Rewards Points after $6,000 spend in 6 months. Offers change often and terms apply.
Does the American Express Gold Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the American Express Gold Card charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the American Express Gold Card rank on YourBestCards?
#9 of 242 cards by our overall score (80). In our category lists: #9 of 56 grocery cards; #31 of 46 travel cards; #43 of 64 dining cards.
Has the American Express Gold Card sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 100,000 points in our records. Offers can change at any time; terms apply.
Other top American Express cards
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- #4
Hilton Honors American Express Aspire Card
Score 69- 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
- 7X Points on purchases of flights booked directly with airlines or flights booked through American Express Travel, car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants
- 3X Points on all other eligible purchases.
- Annual fee
- $550
- Welcome offer
- Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
- #5
Blue Business® Plus Credit Card
Score 69- 2X Membership Rewards points on all purchases (up to $50k/year, then 1X)
- Annual fee
- $0
- Welcome offer
- Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.
- Intro APR
- purchases 12 months
- 2X miles on dining at restaurants, including takeout and delivery in the U.S
- 2X miles on groceries at U.S. supermarkets
- 2X miles on Delta Purchases
- Annual fee
- $150
- Welcome offer
- Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.