Card details · Citi
Citi Strata Premier Card review: fees, rewards and APR
The Citi Strata Premier® Card is a credit card from Citi with a $95 annual fee. By our overall score it ranks #54 of the 242 credit cards we rank (store-only cards excluded), and #4 of 13 Citi cards. It is listed in our grocery, gas, dining and travel rankings.
Key facts
- Issuer
- Citi
- Network
- Mastercard
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Foreign transaction fee
- None
- Our overall score
- 64 (#54 of 242 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (60,000 points). How we track offer history.
Rewards
- 10x points per $1 spent on hotels, car rentals and attractions booked at cititravel.com
- 3x points on air travel and other hotel purchases
- 3x points at supermarkets, restaurants, gas & EV charging stations
- 1x point on all other purchases
Benefits and notes
$100 annual hotel credit
Where it ranks
- Overall: #54 of 242 cards (score 64)
- Citi credit cards: #4 of 13
- Grocery cards: #6 of 56 by our grocery score
- Gas cards: #7 of 43 by our gas score
- Dining cards: #8 of 64 by our dining score
- Travel cards: #14 of 46 by our travel score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Citi’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Citi Strata Premier Card?
$95, as stored in our database. Confirm the current fee on Citi’s site.
Does the Citi Strata Premier Card have a welcome bonus?
Our database lists this offer: Earn 60,000 bonus points spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. Offers change often and terms apply.
Does the Citi Strata Premier Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Citi Strata Premier Card charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Citi Strata Premier Card rank on YourBestCards?
#54 of 242 cards by our overall score (64). In our category lists: #6 of 56 grocery cards; #7 of 43 gas cards; #8 of 64 dining cards; #14 of 46 travel cards.
Has the Citi Strata Premier Card sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 60,000 points in our records. Offers can change at any time; terms apply.
Other top Citi cards
- 5x points per dollar on hotels, car rentals, and attractions booked on cititravel.com
- 3x points per dollar spent at supermarkets
- 3x points per dollar spent on select transit and at gas & EV charging stations
- Annual fee
- $0
- Welcome offer
- Earn 20,000 bonus points after spending $1,000 in the first 3 months.
- Intro APR
- purchases 15 months · balance transfers 15 months
- #2
Citi® / AAdvantage® Globe™ Mastercard®
Score 68- 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- 6 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels™ bookings
- 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery
- Annual fee
- $350
- Welcome offer
- Earn 90,000 AAdvantage® bonus miles after $5,000 in purchases in the first 4 months
- #3
Citi® / AAdvantage® Executive card
Score 66- 12 AAdvantage® miles for every $1 spent on eligible AAdvantage Hotels® bookings and eligible AAdvantage Cars® bookings
- 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. After you spend $150,000 in purchases in a calendar year, earn a total of 5 AAdvantage® miles for every $1 spent on eligible American Airlines purchases for the remainder of the year
- 1 mile for all other purchases
- Annual fee
- $695
- Welcome offer
- Earn 125,000 AAdvantage® bonus miles after making $15,000 in purchases within the first 5 months of account opening.
- #5
Citi / AAdvantage Business World Elite Mastercard
Score 61- 2 AAdvantage miles per $1 on AA + car rentals/gas/telecom
- 1 mile per $1 all other
- Annual fee
- $99
- Welcome offer
- 75,000 AAdvantage miles after $5,000 spend in 5 months
- #6
Citi® Diamond Preferred® Card
Score 60- none
- Annual fee
- $0
- Intro APR
- purchases 12 months · balance transfers 21 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.