Card details · Truist
Truist Business Cash Rewards review: fees, rewards and APR
The Truist Business Cash Rewards is a credit card from Truist with a $0 annual fee. By our overall score it ranks #147 of the 435 credit cards we rank (store-only cards excluded). It is listed in our business rankings.
Key facts
- Issuer
- Truist
- Network
- Visa
- Annual fee
- $0
- Welcome offer
- $300 bonus after spending $3,000 within 90 days
- Intro APR
- purchases 9 months
- Ongoing APR
- 17.99% - 26.99% variable APR
- Our overall score
- 53 (#147 of 435 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount ($300). How we track offer history.
Rewards
- 3% gas, 2% restaurants and office supply stores, 1% other
- $2,000 combined monthly cap on 2%/3% categories
Benefits and notes
Free authorized cardholders; accounting software integration; Visa Zero Liability
Intro APR and balance transfers
0% intro APR on purchases for 9 months
Ongoing APR: 17.99% - 26.99% variable APR
Where it ranks
- Overall: #147 of 435 cards (score 53)
- Business cards: #53 of 93 by our business score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Truist’s site) as of November 8, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Truist Business Cash Rewards?
$0, as stored in our database. Confirm the current fee on Truist’s site.
Does the Truist Business Cash Rewards have a welcome bonus?
Our database lists this offer: $300 bonus after spending $3,000 within 90 days Offers change often and terms apply.
Does the Truist Business Cash Rewards have a 0% intro APR?
Our database lists: 0% intro APR on purchases for 9 months Terms apply.
How does the Truist Business Cash Rewards rank on Your Best Cards?
#147 of 435 cards by our overall score (53). In our category lists: #53 of 93 business cards.
Has the Truist Business Cash Rewards sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at $300 in our records. Offers can change at any time; terms apply.
Other top-scoring cards
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
- Unlimited 2X miles
- 10X on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Business Travel
- Annual fee
- $395
- Welcome offer
- Earn 150,000 Miles once you spend $40,000 in the first 4 months from account opening
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 10x points per $1 spent on hotels, car rentals and attractions booked at cititravel.com
- 3x points on air travel and other hotel purchases
- 3x points at supermarkets, restaurants, gas & EV charging stations
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.