YourBestCards

Independent since 2024

About
YourBestCards

Independent credit card comparison. 209 cards scored by algorithm. Compensation never changes the order.

Cards scored
209
All issuers, all categories
Paid placements
0
No issuer can pay to rank higher
Spend categories
12
Grocery, travel, gas & more

What We Do

YourBestCards scores 209 credit cards across 12 spend categories using verified earn rates from issuer source pages. Every ranking is generated by algorithm — no card issuer can pay to improve its position.

The premise: the financial publishing industry has an affiliate revenue problem. When sites earn $50–$200 per approved card application, ranking order is influenced by who pays more. At YourBestCards, rankings are set by the same published math whether or not a card earns us anything. The compliance story is structural, not a disclaimer.

209
Credit cards tracked
36 issuers, 8 networks. 119 no-annual-fee cards, 43 premium cards. Cashback, travel, airline, hotel, business, and specialty categories.
0
Paid placements in rankings
No issuer can pay to be included, left out, or ranked higher. Revenue: tools, data licensing, and possibly ads or commissions on some links. None of it is an input to a score.
209
Source URLs — one per card
Every earn rate links to the issuer’s official product page. Verification timestamps stored per record. Auditable by anyone.
12
Score dimensions per card
Groceries, dining, gas, travel, hotels, airlines, transit, streaming, drugstores, home improvement, business, and everyday. Plus a blended final score.

What’s on the Site

Credit Card Rankings
209 cards by category — cashback, travel, airline, hotel, business, and more
Rewards Calculator
Enter your spending to find the best card for your wallet
YourBestSavings.com
APY-verified CD rates and HYSA rankings from 10+ institutions
Point Values
Chase UR, Amex MR, Bilt, Citi TY, and Capital One valuations
Methodology
How we score — spend profiles, point valuations, and the independence model
Editorial Team
Who writes and reviews the site, how data is verified, and corrections

Frequently Asked Questions

Is YourBestCards affiliated with credit card issuers?

No. No issuer can pay for placement or ranking. We may earn from ads and some links; that is never an input to a score. Rankings are determined by algorithm only.

How does YourBestCards make money?

Revenue comes from financial planning tools sold on Gumroad and white-label data licensing to publishers. We may also earn from ads and from some links to cards we list; any ads or paid links are labelled, and none of it is ever an input to a score. See our Affiliate & Ads Disclosure.

Can publishers license YourBestCards data?

Yes. The API provides scored credit card data, CD rate data, and transfer partner information. Each record includes a source URL and verification timestamp for compliance purposes. Contact us via the contact page for licensing tier pricing.

How often is data updated?

Earn rates and offers are verified at issuer source pages on a rolling basis. The database records a verification timestamp per card. Major changes (bonus offer changes, fee changes) trigger immediate updates. Quarterly full reviews cover all 209 cards.

What financial products does YourBestCards cover?

Credit cards (209 cards from 36 issuers across 8 networks), certificates of deposit and high-yield savings accounts via YourBestSavings.com, HSA provider rankings, transfer partner data (105 airline and hotel loyalty partnerships), and credit card point valuations. The rewards calculator compares every card against your specific monthly spending by category.