Your Best Cards

Ranked by math. Ads and any paid links never change the order · card terms verified at the issuer, dated · how we’re funded →
Independent since 2024

About
Your Best Cards

Independent credit card comparison. 435 cards scored by algorithm. Compensation never changes the order.

Cards scored
435
All issuers, all categories
Paid placements
0
No issuer can pay to rank higher
Spend categories
12
Grocery, travel, gas & more

What We Do

Your Best Cards scores 435 credit cards across 11 ranking categories using verified earn rates from issuer source pages. An algorithm generates every ranking. No card issuer can pay to improve its position.

The premise: the financial publishing industry has an affiliate revenue problem. When sites earn $50–$200 per approved card application, ranking order is influenced by who pays more. At Your Best Cards, rankings are set by the same published math whether or not a card earns us anything. The compliance story is structural, not a disclaimer.

435
Credit cards tracked
138 issuers. 299 no-annual-fee cards. Cashback, travel, airline, hotel, business, and specialty categories.
0
Paid placements in rankings
No issuer can pay for inclusion, exclusion, or higher ranking. Revenue: tools, data licensing, and possibly ads or commissions on some links. None of it is an input to a score.
435
Source URLs: one per card
Every earn rate links to the issuer’s official product page. Verification timestamps stored per record. Auditable by anyone.
12
Score dimensions per card
Groceries, dining, gas, travel, hotels, airlines, transit, streaming, drugstores, home improvement, business, and everyday. Plus a blended final score.

What’s on the Site

Credit Card Rankings
435 cards by category: cashback, travel, airline, hotel, business, and more
Rewards Calculator
Enter your spending to find the best card for your wallet
yourbestsavings.com
APY-verified CD, savings and checking rankings from hundreds of banks and credit unions
Point Values
Chase UR, Amex MR, Bilt, Citi TY, and Capital One valuations
Methodology
How we score: spend profiles, point valuations, and the independence model
Editorial Team
Who writes and reviews the site, how data is verified, and corrections

Frequently Asked Questions

Is Your Best Cards affiliated with credit card issuers?

No. No issuer can pay for placement or ranking. We may earn from ads and some links; that is never an input to a score. An algorithm alone determines rankings.

How does Your Best Cards make money?

Revenue comes from white-label data licensing to publishers. We may also earn from ads and from some links to cards we list; any ads or paid links are labelled, and none of it is ever an input to a score. See our Affiliate & Ads Disclosure.

Can publishers license Your Best Cards data?

Yes. The API provides scored credit card data, CD rate data, and transfer partner information. Each record includes a source URL and verification timestamp for compliance purposes. Contact us via the contact page to discuss a license.

How often is data updated?

We verify earn rates and offers at issuer source pages on a rolling basis. The database records a verification timestamp per card. Major changes (bonus offer changes, fee changes) trigger immediate updates. Quarterly full reviews cover all 435 cards.

What financial products does Your Best Cards cover?

Credit cards (435 cards from 138 issuers), certificates of deposit and high-yield savings accounts via yourbestsavings.com, HSA provider rankings, transfer partner data (278 transfer partnerships with 72 airline and hotel loyalty programs), and credit card point valuations. The rewards calculator compares every card against your specific monthly spending by category.