Cards by issuer · October 2026
Best Capital One credit cards, ranked
We track 20 Capital One credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $395 (the Venture X Business and 1 other), and 12 of the 20 charge no annual fee. By type, the lineup includes 7 cash back, 6 business, 4 intro-APR and 3 travel cards (a card can carry more than one tag). Networks: Visa (11), Mastercard (7) and Visa or Mastercard (2).
Right now the highest-scoring Capital One card is the Quicksilver Secured from Capital One (score 82, #5 of 242 cards overall), followed by the Platinum Secured Credit Card from Capital One (81) and the Platinum Mastercard® from Capital One (80). 12 of these cards list a welcome offer in our data and 4 list an intro APR period.
All 20 Capital One cards by score
- 1.5% cash back on all purchases
- 5% on Capital One Travel hotels/rentals
- Annual fee
- $0
- Annual fee
- $0
- No rewards
- Annual fee
- $0
- #4
Venture X Business
Score 74- Unlimited 2X miles
- 5X on hotels/rentals, flights through Capital One Business Travel
- Annual fee
- $395
- Welcome offer
- Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
- #5
Venture Business
Score 72- 5X miles on travel such as hotels, vacation rentals, and rental cars booked through Capital One Business Travel
- unlimited 2X miles on every purchase for your business.
- Annual fee
- $95
- Welcome offer
- Earn 100,000 when you spend $10,000 in the first 3 months
- 10X Miles on hotels & rental cars booked through Capital One Travel
- 5X Miles on flights and vacation rentals booked through Capital One Travel
- 2X Miles on all other purchases
- Annual fee
- $395
- Welcome offer
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
- #7
Capital One Savor Student Cash Rewards
Score 70- Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn $50 Cash Back when you spend $100 in the first three months
- #8
Capital One Quicksilver Student Cash Rewards
Score 68- Unlimited 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $50 Cash Back when you spend $100 in the first three months
- Unlimited 2X miles on all purchases
- 5X on hotels/rentals through Capital One Travel
- Annual fee
- $95
- Welcome offer
- Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
- #10
Capital One Spark Cash Select
Score 65- Unlimited 1.5% cash back
- 5% on hotels/rental cars through Capital One Business Travel
- Annual fee
- $0
- Welcome offer
- $750 cash bonus after $6,000 spend in 3 months
- Intro APR
- purchases 9 months
- Unlimited 1.25 miles per dollar on all purchases
- 5 miles per dollar on hotels/rentals through Capital One Travel
- Annual fee
- $0
- Welcome offer
- Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening.
- Intro APR
- purchases 15 months · balance transfers 15 months
- Unlimited 2% cash back
- 5% on hotels/rental cars through Capital One Business Travel
- Annual fee
- $150
- Welcome offer
- Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. + $2,000 for every $500k spent in first year
- #13
Capital One Spark Cash
Score 56- Unlimited 2% cash back
- 5% on hotels/rental cars through Capital One Business Travel
- Annual fee
- $95
- Welcome offer
- Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.
- Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services
- 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
- Intro APR
- purchases 12 months · balance transfers 12 months
- Unlimited 1.5% back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
- Intro APR
- purchases 15 months · balance transfers 15 months
- #16
T-Mobile Visa®
Score 45- 2% in rewards on every purchase and 5% on T-Mobile phones, devices, and accessories.
- Annual fee
- $0
- #17
SavorOne Rewards from Capital One
Score 42- 3% at grocery stores (excl. superstores), dining, entertainment, streaming
- 8% Capital One Entertainment
- 1% all other
- Annual fee
- $39
- #18
QuicksilverOne Rewards
Score 38- Unlimited 1.5% cash back on every purchase
- Annual fee
- $39
- #19
Capital One Spark Classic for Business
Score 35- Unlimited 1% cash back
- 5% on hotels/rental cars through Capital One Business Travel
- Annual fee
- $0
- #20
Quicksilver Rewards for Good Credit from Capital One
Score 33- Unlimited 1.5% cash back on all purchases
- Annual fee
- $0
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Capital One cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Capital One’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Capital One credit cards does YourBestCards rank?
20 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Capital One credit card ranks highest?
The Quicksilver Secured from Capital One, with an overall score of 82 (#5 of 242 cards we rank). Next is the Platinum Secured Credit Card from Capital One (81).
Which Capital One credit cards have no annual fee?
12 of them: Quicksilver Secured from Capital One, Platinum Secured Credit Card from Capital One, Platinum Mastercard from Capital One, Capital One Savor Student Cash Rewards, Capital One Quicksilver Student Cash Rewards, Capital One Spark Cash Select, Quicksilver VentureOne and Savor Rewards from Capital One, plus 4 more listed below.
Do any Capital One credit cards have an intro APR?
4 list an intro APR period in our data: Capital One Spark Cash Select (purchases 9 months), Quicksilver VentureOne (purchases 15 months · balance transfers 15 months), Savor Rewards from Capital One (purchases 12 months · balance transfers 12 months) and Quicksilver Rewards (purchases 15 months · balance transfers 15 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a Capital One card?
$395, on the Venture X Business and Capital One Venture X Rewards.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.