Cards by issuer · October 2026
Best Navy Federal Credit Union credit cards, ranked
We track 9 Navy Federal Credit Union credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $95 (the Flagship Premier Visa Signature), and 8 of the 9 charge no annual fee. By type, the lineup includes 4 cash back, 2 business, 2 intro-APR and 1 travel cards (a card can carry more than one tag). Networks: Visa (5), Visa/Mastercard (2), American Express (1) and Mastercard (1).
Right now the highest-scoring Navy Federal card is the cashRewards Secured (score 81, #6 of 242 cards overall), followed by the Platinum (65) and the cashRewards Plus (59). 4 of these cards list a welcome offer in our data and 3 list an intro APR period.
All 9 Navy Federal Credit Union cards by score
- 1% cash back on all purchases
- Annual fee
- $0
- #2
Platinum
Score 65- Annual fee
- $0
- Intro APR
- balance transfers 12 months
- #3
cashRewards Plus
Score 59- 2.00% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
- #4
Navy Federal More Rewards American Express® Card
Score 57- 3X points at restaurants and on food delivery
- 3X points at supermarkets
- 3X points on gas and
- Annual fee
- $0
- Welcome offer
- Spend $2,000 within 90 days of account opening and snag 20,000 bonus points.
- #5
cashRewards
Score 52- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
- Intro APR
- balance transfers 12 months
- #6
Flagship Premier Visa Signature®
Score 49- 4X points on all travel
- 3X points on dining
- 1X points on everything else
- Annual fee
- $95
- Welcome offer
- For a limited time, open a new card account and earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days.
- #7
GO REWARDS®
Score 39- 3X points at restaurants
- 2X points on gas
- 1X points on everything else
- Annual fee
- $0
- Intro APR
- purchases 6 months
- #8
GO BIZ® Rewards Mastercard
Score 29- 1X points for every dollar spent
- Annual fee
- $0
- #9
GO BIZ® Rewards Visa® Credit Card
Score 29- 1X points for every dollar spent
- Annual fee
- $0
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Navy Federal Credit Union cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Navy Federal Credit Union’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Navy Federal Credit Union credit cards does YourBestCards rank?
9 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Navy Federal Credit Union credit card ranks highest?
The cashRewards Secured, with an overall score of 81 (#6 of 242 cards we rank). Next is the Platinum (65).
Which Navy Federal Credit Union credit cards have no annual fee?
8 of them: cashRewards Secured, Platinum, cashRewards Plus, Navy Federal More Rewards American Express Card, cashRewards, GO REWARDS, GO BIZ Rewards Mastercard and GO BIZ Rewards Visa Credit Card.
Do any Navy Federal Credit Union credit cards have an intro APR?
3 list an intro APR period in our data: Platinum (balance transfers 12 months), cashRewards (balance transfers 12 months) and GO REWARDS (purchases 6 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a Navy Federal Credit Union card?
$95, on the Flagship Premier Visa Signature.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
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- Capital One credit cards (20)
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- U.S. Bank credit cards (12)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.