Cards by issuer · October 2026
Best Wells Fargo credit cards, ranked
We track 7 Wells Fargo credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $95 (the Choice Privileges Select Mastercard and 1 other), and 5 of the 7 charge no annual fee. By type, the lineup includes 3 hotel, 3 intro-APR, 2 travel and 2 airline cards (a card can carry more than one tag). Networks: Visa (4), Mastercard (2) and Wells Fargo Signify Business Cash Card (1).
Right now the highest-scoring Wells Fargo card is the Wells Fargo Signify Business Cash® (score 60, #77 of 242 cards overall), followed by the Wells Fargo Reflect® Card (60) and the Wells Fargo Active Cash® (56). 6 of these cards list a welcome offer in our data and 4 list an intro APR period.
All 7 Wells Fargo cards by score
- #1
Wells Fargo Signify Business Cash®
Score 60- Unlimited 2% cash rewards on purchases
- Annual fee
- $0
- Welcome offer
- EARN a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months
- Intro APR
- purchases 12 months
- Annual fee
- $0
- Intro APR
- purchases 21 months · balance transfers 21 months
- 2% back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $100 cash rewards bonus when you spend $500 in purchases in the first 3 months.
- Intro APR
- purchases 12 months · balance transfers 12 months
- 3X points on restaurants, dine in, take-out, catering and delivery, gas stations and transit including electrical vehicle charging stations, subways, ride shares, parking and tolls
- popular streaming services & phone plans
- travel like airfare, hotels, car rentals, and cruises
- Annual fee
- $0
- Welcome offer
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months
- Intro APR
- purchases 12 months
- #5
Choice Privileges® Select Mastercard®
Score 55- 10X points at Choice Hotels
- 5X on gas/grocery
- home improvement
- Annual fee
- $95
- Welcome offer
- EARN 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- #6
Autograph Journey℠ Card
Score 54- 5X points with hotels
- 4X points with airlines
- 3X points on other travel and restaurants
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points when you spend $4,000 in purchases within the first 3 months
- #7
Choice Privileges® Mastercard
Score 48- 5X points at Choice Hotels + on Choice point purchases
- 3X on gas, grocery, home improvement and phone plans
- 1X points on other purchases
- Annual fee
- $0
- Welcome offer
- EARN 60,000 bonus points when you spend $1,000 in purchases in the first 3 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Wells Fargo cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Wells Fargo’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Wells Fargo credit cards does YourBestCards rank?
7 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Wells Fargo credit card ranks highest?
The Wells Fargo Signify Business Cash, with an overall score of 60 (#77 of 242 cards we rank). Next is the Wells Fargo Reflect Card (60).
Which Wells Fargo credit cards have no annual fee?
5 of them: Wells Fargo Signify Business Cash, Wells Fargo Reflect Card, Wells Fargo Active Cash, Wells Fargo Autograph Card and Choice Privileges Mastercard.
Do any Wells Fargo credit cards have an intro APR?
4 list an intro APR period in our data: Wells Fargo Signify Business Cash (purchases 12 months), Wells Fargo Reflect Card (purchases 21 months · balance transfers 21 months), Wells Fargo Active Cash (purchases 12 months · balance transfers 12 months) and Wells Fargo Autograph Card (purchases 12 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a Wells Fargo card?
$95, on the Choice Privileges Select Mastercard and Autograph Journey Card.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.