Cards by issuer · October 2026
Best U.S. Bank credit cards, ranked
We track 12 U.S. Bank credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $450 (the Skypass Select Visa Signature Card), and 9 of the 12 charge no annual fee. By type, the lineup includes 5 intro-APR, 3 airline, 3 business and 2 cash back cards (a card can carry more than one tag). Networks: Visa (11) and Mastercard (1).
Right now the highest-scoring U.S. Bank card is the U.S. Bank Secured Visa® Card (score 80, #11 of 242 cards overall), followed by the U.S. Bank Shield™ Visa® Card (61) and the U.S. Bank Business Altitude® Connect Visa Signature® Card (61). 9 of these cards list a welcome offer in our data and 6 list an intro APR period.
All 12 U.S. Bank cards by score
- No rewards program
- Annual fee
- $0
- #2
U.S. Bank Shield™ Visa® Card
Score 61- 4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card.
- Annual fee
- $0
- Intro APR
- purchases 21 months · balance transfers 21 months
- #3
U.S. Bank Business Altitude® Connect Visa Signature® Card
Score 61- 5X points on hotel and car rentals when booked directly in the Travel Center
- 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend
- 2X points on dining, takeout, restaurant delivery and cell phone services and 1 point for all other purchases.
- Annual fee
- $95
- Welcome offer
- 60,000 bonus points after $6,000 spend in first 180 days
- 4X points on dining, takeout, food delivery (first $2,000 per quarter)
- 2X grocery stores, gas stations/EV charging
- 1X all other purchases
- Annual fee
- $0
- Welcome offer
- Earn 20,000 bonus points after $1,000 spend in first 90 days
- Intro APR
- purchases 15 months · balance transfers 15 months
- #5
U.S. Bank Triple Cash Rewards Visa® Business Card
Score 56- 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers, and restaurants. 1% cash back on all other eligible purchases.
- Annual fee
- $0
- Welcome offer
- Earn one-time $750 cash back after spending $6,000 or more with the card within 180 days from account opening
- Intro APR
- purchases 12 months · balance transfers 12 months
- #6
Prime Business Card
Score 55- 5% back at Amazon.com, Amazon Business, AWS, and Whole Foods Market on up to $150,000 in Net Purchases per calendar year, thereafter earn 1%
- 2% back automatically on your top 3 categories outside of Amazon (on up to $150,000 in Net Purchases per calendar year), thereafter earn 1%
- 5% back at Amazon.com or Amazon Business, plus an additional 1% back on eligible purchases when you choose Amazon Day Delivery, bringing the total rewards to 6% back
- Annual fee
- $0
- Welcome offer
- Earn $100 statement credit after you make $3,000 in Net Purchases on your Card in the first 3 months
- #7
U.S. Bank Cash+® Visa Signature® Card
Score 50- 5% back on two chosen categories (fast food, utilities, TV and streaming, department stores, cell phone and electronic stores
- 2% everyday categories like gas stations and EV charging stations, grocery stores or restaurants
- 1% on all other purchases
- Annual fee
- $0
- Welcome offer
- For a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening
- Intro APR
- balance transfers 15 months
- #8
U.S. Bank Altitude® Connect Visa Signature® Card
Score 50- 5X points on prepaid hotels/car rentals via Travel Center
- 4X on gas/EV (first $1k/quarter)
- 2X dining/streaming/grocery
- Annual fee
- $0
- Welcome offer
- 20,000 bonus points after $1,000 spend in first 90 days
- Intro APR
- purchases 15 months · balance transfers 15 months
- #9
SKYPASS Visa Signature® Card
Score 49- 2X miles per $1 spent on Korean Air ticket purchases
- 2X miles on hotels
- 2X miles on dining, including takeout and resstaurant delivery
- Annual fee
- $99
- Welcome offer
- Earn 40,000 bonus miles after spending $4,000 in eligible net purchases within the first 90 days.
- #10
Skypass Select Visa Signature® Card
Score 47- 3X miles on Korean Air
- 2X miles per $1 spent on other airlines
- 2X miles on hotels and car rentals
- Annual fee
- $450
- Welcome offer
- Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.
- #11
U.S. Bank Smartly™ Visa Signature® Credit Card
Score 45- Unlimited 2% cash back on all purchases
- Annual fee
- $0
- Intro APR
- purchases 12 months · balance transfers 12 months
- #12
SKYPASS SkyBlue Visa® Card
Score 43- 2X miles per $1 spent on streaming services like Netflix and Spotify
- 2X miles on rideshare such as Uber and Lyft
- 1 mile per $1 spent on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn 10,000 Bonus Miles when you spend $1,000 in eligible purchases within the first 90 days.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank U.S. Bank cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against U.S. Bank’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many U.S. Bank credit cards does YourBestCards rank?
12 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which U.S. Bank credit card ranks highest?
The U.S. Bank Secured Visa Card, with an overall score of 80 (#11 of 242 cards we rank). Next is the U.S. Bank Shield Visa Card (61).
Which U.S. Bank credit cards have no annual fee?
9 of them: U.S. Bank Secured Visa Card, U.S. Bank Shield Visa Card, U.S. Bank Altitude Go Visa Signature Card, U.S. Bank Triple Cash Rewards Visa Business Card, Prime Business Card, U.S. Bank Cash+ Visa Signature Card, U.S. Bank Altitude Connect Visa Signature Card and U.S. Bank Smartly Visa Signature Credit Card, plus 1 more listed below.
Do any U.S. Bank credit cards have an intro APR?
6 list an intro APR period in our data: U.S. Bank Shield Visa Card (purchases 21 months · balance transfers 21 months), U.S. Bank Altitude Go Visa Signature Card (purchases 15 months · balance transfers 15 months), U.S. Bank Triple Cash Rewards Visa Business Card (purchases 12 months · balance transfers 12 months), U.S. Bank Cash+ Visa Signature Card (balance transfers 15 months), U.S. Bank Altitude Connect Visa Signature Card (purchases 15 months · balance transfers 15 months) and U.S. Bank Smartly Visa Signature Credit Card (purchases 12 months · balance transfers 12 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a U.S. Bank card?
$450, on the Skypass Select Visa Signature Card.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.