Cards by issuer · October 2026
Best TD Bank credit cards, ranked
We track 6 TD Bank credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Annual fees run from $0 to $89 (the TD First ClassSM Visa Signature Credit Card), and 4 of the 6 charge no annual fee. By type, the lineup includes 4 intro-APR, 3 cash back, 1 travel and 1 business cards (a card can carry more than one tag). Network: Visa (6).
Right now the highest-scoring TD Bank card is the TD Cash Secured Credit Card (score 79, #16 of 242 cards overall), followed by the TD FlexPay Credit Card (65) and the TD Business Solutions Credit Card (59). 4 of these cards list a welcome offer in our data and 4 list an intro APR period.
All 6 TD Bank cards by score
- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back and 1% cash back on all other purchases
- Annual fee
- $29
- #2
TD FlexPay Credit Card
Score 65- Annual fee
- $0
- Intro APR
- balance transfers 18 months
- #3
TD Business Solutions Credit Card
Score 59- Earn unlimited 2% cash back no categories or caps.
- Annual fee
- $0
- Welcome offer
- Earn $250 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
- #4
TD Double Up℠ Credit Card
Score 57- Unlimited 2% Cash Back on all eligible purchases
- Annual fee
- $0
- Welcome offer
- Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening.
- Intro APR
- balance transfers 15 months
- #5
TD Cash Credit Card
Score 49- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back and 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening
- Intro APR
- purchases 12 months · balance transfers 15 months
- #6
TD First ClassSM Visa Signature® Credit Card
Score 44- 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
- 1X First Class miles on all other purchases
- Annual fee
- $89 (waived for the first year)
- Welcome offer
- Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
- Intro APR
- balance transfers 12 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank TD Bank cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against TD Bank’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many TD Bank credit cards does YourBestCards rank?
6 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which TD Bank credit card ranks highest?
The TD Cash Secured Credit Card, with an overall score of 79 (#16 of 242 cards we rank). Next is the TD FlexPay Credit Card (65).
Which TD Bank credit cards have no annual fee?
4 of them: TD FlexPay Credit Card, TD Business Solutions Credit Card, TD Double Up Credit Card and TD Cash Credit Card.
Do any TD Bank credit cards have an intro APR?
4 list an intro APR period in our data: TD FlexPay Credit Card (balance transfers 18 months), TD Double Up Credit Card (balance transfers 15 months), TD Cash Credit Card (purchases 12 months · balance transfers 15 months) and TD First ClassSM Visa Signature Credit Card (balance transfers 12 months). Terms apply; check the issuer’s site for the current rate and fees.
What is the highest annual fee on a TD Bank card?
$89, on the TD First ClassSM Visa Signature Credit Card.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- Synchrony credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.