Cards by issuer · October 2026
Best Synchrony credit cards, ranked
We track 6 Synchrony credit cards in our database (store-only cards excluded), and this page ranks every one of them by the same overall score we use across YourBestCards. Every one of them has a $0 annual fee. By type, the lineup includes 6 cash back cards (a card can carry more than one tag). Networks: Mastercard (4) and Visa (2).
Right now the highest-scoring Synchrony card is the Verizon Visa® Card (score 64, #58 of 242 cards overall), followed by the OnePay CashRewards Card (50) and the Synchrony Premier World Mastercard (45). 2 of these cards list a welcome offer in our data and 0 list an intro APR period.
All 6 Synchrony cards by score
- #1
Verizon Visa® Card
Score 64- 4% in rewards on dining, gas and grocery store purchases
- Annual fee
- $0
- Welcome offer
- Get a $150 statement credit when you open an account and make a purchase in the first 90 days. Limited time offer.
- #2
OnePay CashRewards Card
Score 50- 3% cash back at Walmart (5% with Walmart+)
- 1.5% on all other purchases.
- Annual fee
- $0
- Welcome offer
- $35 cash back after spending $75 within 30 days of account opening.
- #3
Synchrony Premier World Mastercard
Score 45- Unlimited 2% cash back on every purchase
- Annual fee
- $0
- #4
PayPal Cashback Mastercard
Score 40- 3% cash back on purchases made through PayPal account (online or in-store) or sending money via PayPal
- 1.5% on all other purchases.
- Annual fee
- $0
- #5
Synchrony Plus World Mastercard
Score 33- Unlimited 1% cash back on every purchase
- Annual fee
- $0
- #6
Venmo Credit Card
Score 33- 3% cash back on your top spend category, 2% on the next, and 1% on all other eligible purchases
- Annual fee
- $0
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
How we rank Synchrony cards
The order is our overall card score (final blended score), the same number the home page ranks by. It weighs rewards value at typical spending, the welcome offer, fees and credits, intro APR terms and approval odds; see our methodology. Store-only cards are left out, and duplicate listings of the same card are shown once. Card details come from our database, checked against Synchrony’s own site; fees and offers are shown as stored and terms apply. Issuers can’t pay to be included or ranked higher.
Frequently asked questions
How many Synchrony credit cards does YourBestCards rank?
6 cards, excluding store-only cards. Each is scored with the same overall score used across the site; this page lists them from the highest score to the lowest.
Which Synchrony credit card ranks highest?
The Verizon Visa Card, with an overall score of 64 (#58 of 242 cards we rank). Next is the OnePay CashRewards Card (50).
Which Synchrony credit cards have no annual fee?
6 of them: Verizon Visa Card, OnePay CashRewards Card, Synchrony Premier World Mastercard, PayPal Cashback Mastercard, Synchrony Plus World Mastercard and Venmo Credit Card.
Do any Synchrony credit cards have an intro APR?
None of the Synchrony cards we track lists an intro APR period right now.
Other card issuers
- Chase credit cards (41)
- American Express credit cards (26)
- Bank of America credit cards (24)
- Barclays credit cards (22)
- Capital One credit cards (20)
- Citi credit cards (13)
- U.S. Bank credit cards (12)
- Navy Federal Credit Union credit cards (9)
- TD Bank credit cards (6)
- Wells Fargo credit cards (7)
- USAA credit cards (5)
- All card issuers
Rankings by card type: cash back · travel · business · 0% intro APR · no annual fee · premium travel · sign-up bonuses.