Card details · Chase
Ink Business Preferred Credit Card review: fees, rewards and APR
The Ink Business Preferred® Credit Card is a credit card from Chase with a $95 annual fee. By our overall score it ranks #68 of the 242 credit cards we rank (store-only cards excluded), and #15 of 41 Chase cards. It is listed in our business rankings.
Key facts
- Issuer
- Chase
- Network
- Visa
- Annual fee
- $95
- Welcome offer
- Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening
- Foreign transaction fee
- None
- Our overall score
- 62 (#68 of 242 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (100,000 points). How we track offer history.
Rewards
- Earn 3 points per $1 on the first $150,000 spent in combined purchases in shipping purchases, advertising purchases made with social media sites and search engines, Internet, cable and phone services, and travel
- 5x points on Lyft rides through September 30, 2027
- 1x point per $1 on all other purchases
Where it ranks
- Overall: #68 of 242 cards (score 62)
- Chase credit cards: #15 of 41
- Business cards: #10 of 46 by our business score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Chase’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Ink Business Preferred Credit Card?
$95, as stored in our database. Confirm the current fee on Chase’s site.
Does the Ink Business Preferred Credit Card have a welcome bonus?
Our database lists this offer: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening Offers change often and terms apply.
Does the Ink Business Preferred Credit Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Ink Business Preferred Credit Card charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Ink Business Preferred Credit Card rank on YourBestCards?
#68 of 242 cards by our overall score (62). In our category lists: #10 of 46 business cards.
Has the Ink Business Preferred Credit Card sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 100,000 points in our records. Offers can change at any time; terms apply.
Other top Chase cards
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days
- Annual fee
- $0
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- #5
United Quest℠ Card
Score 69- 8x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 3x miles earned on entire purchase with the United Quest℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 3x miles on all other eligible United purchases
- Annual fee
- $350
- Welcome offer
- Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.