Card details · Chase
Chase Ink Unlimited Card review: fees, rewards and APR
The Chase Ink Unlimited Card is a credit card from Chase with a $0 annual fee. By our overall score it ranks #109 of the 242 credit cards we rank (store-only cards excluded), and #22 of 41 Chase cards. It is listed in our business and 0% intro APR rankings.
Key facts
- Issuer
- Chase
- Network
- Visa
- Annual fee
- $0
- Welcome offer
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening.
- Intro APR
- purchases 12 months
- Ongoing APR
- 16.74%–24.74%
- Our overall score
- 57 (#109 of 242 cards)
Sign-up bonus history
Below the highest offer we’ve tracked ($1,000)
- Current offer
- $750
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening. - Highest tracked since April 2026
- $1,000
Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months after account opening. - Lowest tracked since April 2026
- $750
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening. - Changes tracked
- 2
Show each tracked change
| Date | Headline amount | Offer as recorded |
|---|---|---|
| Apr 22, 2026 | $750 | Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening. |
| Jul 29, 2026 | $1,000 | Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months after account opening. |
| Sep 20, 2026 | $750 | Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening. |
We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.
Rewards
- 1.5% cash back on all purchases
Benefits and notes
5% cash back on Lyft rides now through September 30, 2027; Complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period). Plus, once activated, lnstacart+ members get a $20 Instacart credit each month. Benefits end 12/31/27
Intro APR and balance transfers
0% intro APR on purchases for 12 months.
Ongoing APR: 16.74%–24.74%
Where it ranks
- Overall: #109 of 242 cards (score 57)
- Chase credit cards: #22 of 41
- Business cards: #24 of 46 by our business score
- 0% intro APR cards: #35 of 46 by our 0% intro APR score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Chase’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Chase Ink Unlimited Card?
$0, as stored in our database. Confirm the current fee on Chase’s site.
Does the Chase Ink Unlimited Card have a welcome bonus?
Our database lists this offer: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening. Offers change often and terms apply.
Does the Chase Ink Unlimited Card have a 0% intro APR?
Our database lists: 0% intro APR on purchases for 12 months. Terms apply.
How does the Chase Ink Unlimited Card rank on YourBestCards?
#109 of 242 cards by our overall score (57). In our category lists: #24 of 46 business cards; #35 of 46 0% intro APR cards.
What is the highest Chase Ink Unlimited Card sign-up bonus you have tracked?
Since April 2026, the highest headline amount we have tracked is $1,000 and the lowest is $750, across 2 changes. The current offer is $750. This only covers the period we have tracked; terms apply.
Other top Chase cards
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days
- Annual fee
- $0
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- #5
United Quest℠ Card
Score 69- 8x miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 3x miles earned on entire purchase with the United Quest℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 3x miles on all other eligible United purchases
- Annual fee
- $350
- Welcome offer
- Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.