Card details · American Express
Blue Cash Preferred Card review: fees, rewards and APR
The Blue Cash Preferred® Card is a credit card from American Express with a $95 annual fee. By our overall score it ranks #55 of the 242 credit cards we rank (store-only cards excluded), and #9 of 26 American Express cards. It is listed in our grocery, cash back, 0% intro APR and gas rankings.
Key facts
- Issuer
- American Express
- Network
- American Express
- Annual fee
- $95
- Welcome offer
- Earn $300 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership.
- Intro APR
- purchases 12 months · balance transfers 12 months
- Ongoing APR
- 19.49%-28.49%
- Balance transfer fee
- $5 or 5% of the amount of each transfer, whichever is greater.
- Our overall score
- 64 (#55 of 242 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount ($300). How we track offer history.
Rewards
- 6% back at U.S. supermarkets on up to $6,000/year, then 1%
- 6% on select streaming
- 3% on transit and U.S. gas stations
- 1% other purchases
Benefits and notes
Get up to a $10 monthly statement credit for DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites.
Intro APR and balance transfers
0% intro APR on purchases for 12 months. 0% intro APR on balance transfers for 12 months. Balance transfer fee: $5 or 5% of the amount of each transfer, whichever is greater.
Balance transfer fee: $5 or 5% of the amount of each transfer, whichever is greater.
Ongoing APR: 19.49%-28.49%
Where it ranks
- Overall: #55 of 242 cards (score 64)
- American Express credit cards: #9 of 26
- Grocery cards: #2 of 56 by our grocery score
- Cash back cards: #3 of 69 by our cash back score
- 0% intro APR cards: #29 of 46 by our 0% intro APR score
- Gas cards: #38 of 43 by our gas score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against American Express’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Blue Cash Preferred Card?
$95, as stored in our database. Confirm the current fee on American Express’s site.
Does the Blue Cash Preferred Card have a welcome bonus?
Our database lists this offer: Earn $300 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership. Offers change often and terms apply.
Does the Blue Cash Preferred Card have a 0% intro APR?
Our database lists: 0% intro APR on purchases for 12 months. 0% intro APR on balance transfers for 12 months. Balance transfer fee: $5 or 5% of the amount of each transfer, whichever is greater. Terms apply.
How does the Blue Cash Preferred Card rank on YourBestCards?
#55 of 242 cards by our overall score (64). In our category lists: #2 of 56 grocery cards; #3 of 69 cash back cards; #29 of 46 0% intro APR cards; #38 of 43 gas cards.
Has the Blue Cash Preferred Card sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at $300 in our records. Offers can change at any time; terms apply.
Other top American Express cards
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $6,000 spend in 6 months.
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- #4
Hilton Honors American Express Aspire Card
Score 69- 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
- 7X Points on purchases of flights booked directly with airlines or flights booked through American Express Travel, car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants
- 3X Points on all other eligible purchases.
- Annual fee
- $550
- Welcome offer
- Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
- #5
Blue Business® Plus Credit Card
Score 69- 2X Membership Rewards points on all purchases (up to $50k/year, then 1X)
- Annual fee
- $0
- Welcome offer
- Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on your Card in your first 3 months of Card Membership.
- Intro APR
- purchases 12 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.