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Card details · U.S. Bank

U.S. Bank Secured Visa Card review: fees, rewards and APR

The U.S. Bank Secured Visa® Card is a credit card from U.S. Bank with a $0 annual fee. By our overall score it ranks #11 of the 242 credit cards we rank (store-only cards excluded), and #1 of 12 U.S. Bank cards. It is listed in our credit-building rankings.

By YourBest Editorial Team · Card data as of October 9, 2026 · How we score cards

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U.S. Bank Secured Visa Card

Key facts

Issuer
U.S. Bank
Network
Visa
Annual fee
$0
Our overall score
80 (#11 of 242 cards)

Rewards

  • No rewards program

Where it ranks

  • Overall: #11 of 242 cards (score 80)
  • U.S. Bank credit cards: #1 of 12
  • Credit-building cards: #14 of 20 by our credit-building score

Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.

How we put this page together

Everything on this page comes from our card database (checked against U.S. Bank’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.

Frequently asked questions

What is the annual fee on the U.S. Bank Secured Visa Card?

$0, as stored in our database. Confirm the current fee on U.S. Bank’s site.

Does the U.S. Bank Secured Visa Card have a welcome bonus?

Our database lists no welcome offer for this card right now.

Does the U.S. Bank Secured Visa Card have a 0% intro APR?

Our database lists no intro APR offer for this card.

How does the U.S. Bank Secured Visa Card rank on YourBestCards?

#11 of 242 cards by our overall score (80). In our category lists: #14 of 20 credit-building cards.

Other top U.S. Bank cards

  1. #2

    U.S. Bank Shield™ Visa® Card

    Score 61
    • 4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card.
    Annual fee
    $0
    Intro APR
    purchases 21 months · balance transfers 21 months
    Apply now
  2. #3

    U.S. Bank Business Altitude® Connect Visa Signature® Card

    Score 61
    • 5X points on hotel and car rentals when booked directly in the Travel Center
    • 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend
    • 2X points on dining, takeout, restaurant delivery and cell phone services and 1 point for all other purchases.
    Annual fee
    $95
    Welcome offer
    60,000 bonus points after $6,000 spend in first 180 days
    Apply now
  3. #4

    U.S. Bank Altitude® Go Visa Signature® Card

    Score 56
    • 4X points on dining, takeout, food delivery (first $2,000 per quarter)
    • 2X grocery stores, gas stations/EV charging
    • 1X all other purchases
    Annual fee
    $0
    Welcome offer
    Earn 20,000 bonus points after $1,000 spend in first 90 days
    Intro APR
    purchases 15 months · balance transfers 15 months
    Apply nowFull card details
  4. #5

    U.S. Bank Triple Cash Rewards Visa® Business Card

    Score 56
    • 3% cash back on eligible purchases at gas and EV charging stations (transactions of $200 or less)*, office supply stores, cell phone service providers, and restaurants. 1% cash back on all other eligible purchases.
    Annual fee
    $0
    Welcome offer
    Earn one-time $750 cash back after spending $6,000 or more with the card within 180 days from account opening
    Intro APR
    purchases 12 months · balance transfers 12 months
    Apply now
  5. #6

    Prime Business Card

    Score 55
    • 5% back at Amazon.com, Amazon Business, AWS, and Whole Foods Market on up to $150,000 in Net Purchases per calendar year, thereafter earn 1%
    • 2% back automatically on your top 3 categories outside of Amazon (on up to $150,000 in Net Purchases per calendar year), thereafter earn 1%
    • 5% back at Amazon.com or Amazon Business, plus an additional 1% back on eligible purchases when you choose Amazon Day Delivery, bringing the total rewards to 6% back
    Annual fee
    $0
    Welcome offer
    Earn $100 statement credit after you make $3,000 in Net Purchases on your Card in the first 3 months
    Apply now

Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.