Card details · TD Bank
TD Cash Secured Credit Card review: fees, rewards and APR
The TD Cash Secured Credit Card is a credit card from TD Bank with a $29 annual fee. By our overall score it ranks #16 of the 242 credit cards we rank (store-only cards excluded), and #1 of 6 TD Bank cards. It is listed in our credit-building rankings.
Key facts
- Issuer
- TD Bank
- Network
- Visa
- Annual fee
- $29
- Our overall score
- 79 (#16 of 242 cards)
Rewards
- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back and 1% cash back on all other purchases
Where it ranks
- Overall: #16 of 242 cards (score 79)
- TD Bank credit cards: #1 of 6
- Credit-building cards: #11 of 20 by our credit-building score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against TD Bank’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the TD Cash Secured Credit Card?
$29, as stored in our database. Confirm the current fee on TD Bank’s site.
Does the TD Cash Secured Credit Card have a welcome bonus?
Our database lists no welcome offer for this card right now.
Does the TD Cash Secured Credit Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
How does the TD Cash Secured Credit Card rank on YourBestCards?
#16 of 242 cards by our overall score (79). In our category lists: #11 of 20 credit-building cards.
Other top TD Bank cards
- #2
TD FlexPay Credit Card
Score 65- Annual fee
- $0
- Intro APR
- balance transfers 18 months
- #3
TD Business Solutions Credit Card
Score 59- Earn unlimited 2% cash back no categories or caps.
- Annual fee
- $0
- Welcome offer
- Earn $250 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
- #4
TD Double Up℠ Credit Card
Score 57- Unlimited 2% Cash Back on all eligible purchases
- Annual fee
- $0
- Welcome offer
- Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening.
- Intro APR
- balance transfers 15 months
- #5
TD Cash Credit Card
Score 49- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back and 1% cash back on all other purchases
- Annual fee
- $0
- Welcome offer
- Earn $200 Cash Back when you spend $1,000 within the first 90 days after account opening
- Intro APR
- purchases 12 months · balance transfers 15 months
- #6
TD First ClassSM Visa Signature® Credit Card
Score 44- 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
- 1X First Class miles on all other purchases
- Annual fee
- $89 (waived for the first year)
- Welcome offer
- Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles
- Intro APR
- balance transfers 12 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.