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Card details · Navy FCU

cashRewards Secured review: fees, rewards and APR

The cashRewards Secured is a credit card from Navy FCU with a $0 annual fee. By our overall score it ranks #6 of the 242 credit cards we rank (store-only cards excluded), and #1 of 9 Navy Federal Credit Union cards. It is listed in our credit-building rankings.

By YourBest Editorial Team · Card data as of October 9, 2026 · How we score cards

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cashRewards Secured

Key facts

Issuer
Navy FCU
Network
Visa
Annual fee
$0
Foreign transaction fee
None
Our overall score
81 (#6 of 242 cards)

Rewards

  • 1% cash back on all purchases

Where it ranks

Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.

How we put this page together

Everything on this page comes from our card database (checked against Navy FCU’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.

Frequently asked questions

What is the annual fee on the cashRewards Secured?

$0, as stored in our database. Confirm the current fee on Navy FCU’s site.

Does the cashRewards Secured have a welcome bonus?

Our database lists no welcome offer for this card right now.

Does the cashRewards Secured have a 0% intro APR?

Our database lists no intro APR offer for this card.

Does the cashRewards Secured charge foreign transaction fees?

Our database lists no foreign transaction fee for this card.

How does the cashRewards Secured rank on YourBestCards?

#6 of 242 cards by our overall score (81). In our category lists: #6 of 20 credit-building cards.

Other top Navy Federal Credit Union cards

  1. #2

    Platinum

    Score 65
    Annual fee
    $0
    Intro APR
    balance transfers 12 months
    Apply now
  2. #3

    cashRewards Plus

    Score 59
    • 2.00% cash back on all purchases
    Annual fee
    $0
    Welcome offer
    Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
    Apply now
  3. #4

    Navy Federal More Rewards American Express® Card

    Score 57
    • 3X points at restaurants and on food delivery
    • 3X points at supermarkets
    • 3X points on gas and
    Annual fee
    $0
    Welcome offer
    Spend $2,000 within 90 days of account opening and snag 20,000 bonus points.
    Apply now
  4. #5

    cashRewards

    Score 52
    • 1.5% cash back on all purchases
    Annual fee
    $0
    Welcome offer
    Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
    Intro APR
    balance transfers 12 months
    Apply now
  5. #6

    Flagship Premier Visa Signature®

    Score 49
    • 4X points on all travel
    • 3X points on dining
    • 1X points on everything else
    Annual fee
    $95
    Welcome offer
    For a limited time, open a new card account and earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days.
    Apply now

Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.