Card details · Capital One
Platinum Mastercard from Capital One review: fees, rewards and APR
The Platinum Mastercard® from Capital One is a credit card from Capital One with a $0 annual fee. By our overall score it ranks #10 of the 242 credit cards we rank (store-only cards excluded), and #3 of 20 Capital One cards. It is listed in our credit-building rankings.
Key facts
- Issuer
- Capital One
- Network
- Mastercard
- Annual fee
- $0
- Our overall score
- 80 (#10 of 242 cards)
Rewards
- No rewards
Where it ranks
- Overall: #10 of 242 cards (score 80)
- Capital One credit cards: #3 of 20
- Credit-building cards: #13 of 20 by our credit-building score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Capital One’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Platinum Mastercard from Capital One?
$0, as stored in our database. Confirm the current fee on Capital One’s site.
Does the Platinum Mastercard from Capital One have a welcome bonus?
Our database lists no welcome offer for this card right now.
Does the Platinum Mastercard from Capital One have a 0% intro APR?
Our database lists no intro APR offer for this card.
How does the Platinum Mastercard from Capital One rank on YourBestCards?
#10 of 242 cards by our overall score (80). In our category lists: #13 of 20 credit-building cards.
Other top Capital One cards
- 1.5% cash back on all purchases
- 5% on Capital One Travel hotels/rentals
- Annual fee
- $0
- Annual fee
- $0
- #4
Venture X Business
Score 74- Unlimited 2X miles
- 5X on hotels/rentals, flights through Capital One Business Travel
- Annual fee
- $395
- Welcome offer
- Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening
- #5
Venture Business
Score 72- 5X miles on travel such as hotels, vacation rentals, and rental cars booked through Capital One Business Travel
- unlimited 2X miles on every purchase for your business.
- Annual fee
- $95
- Welcome offer
- Earn 100,000 when you spend $10,000 in the first 3 months
- 10X Miles on hotels & rental cars booked through Capital One Travel
- 5X Miles on flights and vacation rentals booked through Capital One Travel
- 2X Miles on all other purchases
- Annual fee
- $395
- Welcome offer
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.