Card details · Chase
Chase Sapphire Reserve for Business review: fees, rewards and APR
The Chase Sapphire Reserve for Business℠ is a credit card from Chase with a $795 annual fee. By our overall score it ranks #17 of the 294 credit cards we rank (store-only cards excluded), and #6 of 43 Chase cards. It is listed in our travel and business rankings.
Key facts
- Issuer
- Chase
- Network
- Visa
- Annual fee
- $795
- Welcome offer
- Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening.
- Foreign transaction fee
- None
- Our overall score
- 66 (#17 of 294 cards)
Sign-up bonus history
At or near the highest offer we’ve tracked
- Current offer
- 200,000 points
Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. - Highest tracked since April 2026
- 200,000 points
Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. - Lowest tracked since April 2026
- 150,000 points
Earn 150,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. - Changes tracked
- 3
Show each tracked change
| Date | Headline amount | Offer as recorded |
|---|---|---|
| Apr 22, 2026 | 150,000 points | Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening. |
| Jun 17, 2026 | 200,000 points | Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening. |
| Oct 12, 2026 | 150,000 points | Earn 150,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. |
| Oct 13, 2026 | 200,000 points | Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. |
We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.
Rewards
- 8X points on all purchases through Chase Travel℠, including The Edit, 5X total points on Lyft through 9/30/27. 4X points on flights & hotels booked direct, 3X points on social media & search engine advertising, 1X points on all other purchases
Benefits and notes
$300 annual travel statement credit; $250 credit for select Chase Travel Hotels; $500 credit for stays with The Edit; Complimentary access to Chase Lounges; $120 Global Entry or TSA PreCheck or NEXUS fee credit; Platinum Elite Status; $200 Google Workspace credit; $400 Zipcruiter credit; $420 DoorDash value; $120 Lyft credit
Where it ranks
- Overall: #17 of 294 cards (score 66)
- Chase credit cards: #6 of 43
- Travel cards: #5 of 47 by our travel score
- Business cards: #12 of 92 by our business score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Chase’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Chase Sapphire Reserve for Business?
$795, as stored in our database. Confirm the current fee on Chase’s site.
Does the Chase Sapphire Reserve for Business have a welcome bonus?
Our database lists this offer: Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening. Offers change often and terms apply.
Does the Chase Sapphire Reserve for Business have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Chase Sapphire Reserve for Business charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Chase Sapphire Reserve for Business rank on YourBestCards?
#17 of 294 cards by our overall score (66). In our category lists: #5 of 47 travel cards; #12 of 92 business cards.
What is the highest Chase Sapphire Reserve for Business sign-up bonus you have tracked?
Since April 2026, the highest headline amount we have tracked is 200,000 points and the lowest is 150,000 points, across 3 changes. The current offer is 200,000 points. This only covers the period we have tracked; terms apply.
Other top Chase cards
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $100 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- NEW! Up to 5x total points per $1 spent on Air Canada purchases, including 3X points on Air Canada purchases with your card, plus an additional 2X points from Air Canada when traveling as an Aeroplan 25K members
- 3X points per $1 spent on travel purchases
- 2X points per $1 spent at grocery stores. Through December 31, 2026, these purchases will earn 3X points per $1 spent
- Annual fee
- $195
- Welcome offer
- Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- Up to 28X total points at IHG® Hotels and Resorts - 12X points with this card. Plus, up to 10X points from IHG® on stays for being an IHG One Rewards member
- up to 6X points from IHG® on stays with Platinum Elite Status
- 6X points on dining and all other travel, including rideshare
- Annual fee
- $350
- Welcome offer
- Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening
- 10x miles on United flights - 6x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Quest℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 4x miles on all other eligible United purchases
- Annual fee
- $350
- Welcome offer
- Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.