Card details · Wells Fargo
Choice Privileges Select Mastercard review: fees, rewards and APR
The Choice Privileges® Select Mastercard® is a credit card from Wells Fargo with a $95 annual fee. By our overall score it ranks #130 of the 294 credit cards we rank (store-only cards excluded), and #5 of 7 Wells Fargo cards. It is listed in our hotel rankings.
Key facts
- Issuer
- Wells Fargo
- Network
- Mastercard
- Annual fee
- $95
- Welcome offer
- EARN 60,000 bonus points when you spend $3,000 in purchases in the first 3 months
- Foreign transaction fee
- None
- Our overall score
- 52 (#130 of 294 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (60,000 points). How we track offer history.
Rewards
- 10X points at Choice Hotels
- 5X on gas/grocery
- home improvement
- phone plans
- 1X all other purchases
Benefits and notes
Earn 30,000 bonus points every account anniversary, enough to redeem up to 3 reward nights at Choice Hotels properties; Enroll in a Trusted Traveler Program (such as Global Entry® or TSA PreCheck®) and receive one statement credit up to $120 every four years as reimbursement for the application or renewal fee
Where it ranks
- Overall: #130 of 294 cards (score 52)
- Wells Fargo credit cards: #5 of 7
- Hotel cards: #7 of 23 by our hotel score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Wells Fargo’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Choice Privileges Select Mastercard?
$95, as stored in our database. Confirm the current fee on Wells Fargo’s site.
Does the Choice Privileges Select Mastercard have a welcome bonus?
Our database lists this offer: EARN 60,000 bonus points when you spend $3,000 in purchases in the first 3 months Offers change often and terms apply.
Does the Choice Privileges Select Mastercard have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Choice Privileges Select Mastercard charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Choice Privileges Select Mastercard rank on YourBestCards?
#130 of 294 cards by our overall score (52). In our category lists: #7 of 23 hotel cards.
Has the Choice Privileges Select Mastercard sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 60,000 points in our records. Offers can change at any time; terms apply.
Other top Wells Fargo cards
- #1
Wells Fargo Signify Business Cash®
Score 60- Unlimited 2% cash rewards on purchases
- Annual fee
- $0
- Welcome offer
- EARN a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months
- Intro APR
- purchases 12 months
- 5X points with hotels
- 4X points with airlines
- 3X points on other travel and restaurants
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points when you spend $4,000 in purchases within the first 3 months
- 2% back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $100 cash rewards bonus when you spend $500 in purchases in the first 3 months.
- Intro APR
- purchases 12 months · balance transfers 12 months
- 3X points on restaurants, dine in, take-out, catering and delivery, gas stations and transit including electrical vehicle charging stations, subways, ride shares, parking and tolls
- popular streaming services & phone plans
- travel like airfare, hotels, car rentals, and cruises
- Annual fee
- $0
- Welcome offer
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months
- Intro APR
- purchases 12 months
- #6
Choice Privileges® Mastercard
Score 47- 5X points at Choice Hotels + on Choice point purchases
- 3X on gas, grocery, home improvement and phone plans
- 1X points on other purchases
- Annual fee
- $0
- Welcome offer
- EARN 60,000 bonus points when you spend $1,000 in purchases in the first 3 months
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.