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Card details · Chase

Aeroplan Card review: fees, rewards and APR

The Aeroplan® Card is a credit card from Chase with a $195 annual fee. By our overall score it ranks #8 of the 294 credit cards we rank (store-only cards excluded), and #3 of 43 Chase cards. It is listed in our airline, grocery and dining rankings.

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Aeroplan Card

Key facts

Issuer
Chase
Network
Visa
Annual fee
$195
Welcome offer
Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
Foreign transaction fee
None
Our overall score
68 (#8 of 294 cards)

Sign-up bonus history

Below the highest offer we’ve tracked (115,000 points)

Current offer
115,000 points
Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after y…
Highest tracked since April 2026
115,000 points
Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after y…
Lowest tracked since April 2026
60,000 points
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months after your account is open
Changes tracked
1
0115KApr 2026Oct 2026
Show each tracked change
DateHeadline amountOffer as recorded
Apr 22, 202660,000 pointsEarn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months after your account is open
Sep 15, 2026115,000 pointsEarn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after y…

We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.

Rewards

  • NEW! Up to 5x total points per $1 spent on Air Canada purchases, including 3X points on Air Canada purchases with your card, plus an additional 2X points from Air Canada when traveling as an Aeroplan 25K members
  • 3X points per $1 spent on travel purchases
  • 2X points per $1 spent at grocery stores. Through December 31, 2026, these purchases will earn 3X points per $1 spent
  • 2X points per $1 spent on dining, including takeout and eligible delivery services. Through December 31, 2026, these purchases will earn 3X points per $1 spent
  • 2X points per $1 spent at gas stations
  • 1X points per $1 spent on all other purchases.

Benefits and notes

Automatic Aeroplan 25K status for remainder of year + next year; Keep 25K with $15k annual spend; Free checked bags (you + 8 guests on same reservation); One-year complimentary DashPass=

Where it ranks

Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.

How we put this page together

Everything on this page comes from our card database (checked against Chase’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.

Frequently asked questions

What is the annual fee on the Aeroplan Card?

$195, as stored in our database. Confirm the current fee on Chase’s site.

Does the Aeroplan Card have a welcome bonus?

Our database lists this offer: Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months. Offers change often and terms apply.

Does the Aeroplan Card have a 0% intro APR?

Our database lists no intro APR offer for this card.

Does the Aeroplan Card charge foreign transaction fees?

Our database lists no foreign transaction fee for this card.

How does the Aeroplan Card rank on YourBestCards?

#8 of 294 cards by our overall score (68). In our category lists: #2 of 39 airline cards; #9 of 57 grocery cards; #10 of 67 dining cards.

What is the highest Aeroplan Card sign-up bonus you have tracked?

Since April 2026, the highest headline amount we have tracked is 115,000 points and the lowest is 60,000 points, across 1 change. The current offer is 115,000 points. This only covers the period we have tracked; terms apply.

Other top Chase cards

    • 8X points on Chase TravelSM purchases
    • 4X on flights and hotels booked direct
    • 3X on dining worldwide
    Annual fee
    $795
    Welcome offer
    Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
    • 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $100 Annual Chase Travel Hotel Credit
    • 2X on other travel purchases
    • 3X points on dining, including eligible delivery services, takeout and dining out
    Annual fee
    $95
    Welcome offer
    Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    • Up to 28X total points at IHG® Hotels and Resorts - 12X points with this card. Plus, up to 10X points from IHG® on stays for being an IHG One Rewards member
    • up to 6X points from IHG® on stays with Platinum Elite Status
    • 6X points on dining and all other travel, including rideshare
    Annual fee
    $350
    Welcome offer
    Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening
    • 10x miles on United flights - 6x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Quest℠ Card
    • 5x miles on hotel stays at Renowned Hotels and Resorts
    • 4x miles on all other eligible United purchases
    Annual fee
    $350
    Welcome offer
    Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
    • 8X points on all purchases through Chase Travel℠, including The Edit, 5X total points on Lyft through 9/30/27. 4X points on flights & hotels booked direct, 3X points on social media & search engine advertising, 1X points on all other purchases
    Annual fee
    $795
    Welcome offer
    Earn 200,000 bonus points after you spend $30,000 on purchases in the first 6 months after account opening.

Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.