Card details · Goldman Sachs Bank USA (transitioning to Chase)
Apple Card review: fees, rewards and APR
The Apple Card is a credit card from Goldman Sachs Bank USA (transitioning to Chase) with a $0 annual fee. By our overall score it ranks #235 of the 242 credit cards we rank (store-only cards excluded). It is listed in our cash back rankings.
Key facts
- Issuer
- Goldman Sachs Bank USA (transitioning to Chase)
- Network
- Mastercard
- Annual fee
- $0
- Our overall score
- 33 (#235 of 242 cards)
Rewards
- 3% Daily Cash on Apple purchases and select merchants (Apple Nike Walgreens Uber Booking.com Hertz and more - merchant offers may change)
- 2% Daily Cash on all purchases with Apple Pay
- 1% Daily Cash on purchases using physical card or virtual card number.
Where it ranks
- Overall: #235 of 242 cards (score 33)
- Cash back cards: #64 of 69 by our cash back score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Goldman Sachs Bank USA (transitioning to Chase)’s own site) as of October 9, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Apple Card?
$0, as stored in our database. Confirm the current fee on Goldman Sachs Bank USA (transitioning to Chase)’s site.
Does the Apple Card have a welcome bonus?
Our database lists no welcome offer for this card right now.
Does the Apple Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
How does the Apple Card rank on YourBestCards?
#235 of 242 cards by our overall score (33). In our category lists: #64 of 69 cash back cards.
Other top-scoring cards
- 5% cash back on one spend category you pick each month with Chime Prime ($3,000+ direct deposits in 34 days), or 2% with Chime Plus ($200+ direct deposit)
- up to $1,500 of purchases a month
- no rewards outside the category or without direct deposit
- Annual fee
- $0
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- 2% cash back on your top eligible spend category each month, including gas stations, groceries, dining and more
- 1% cash back on other purchases
- Annual fee
- $0
- Welcome offer
- Get a one-time statement credit up to $98 (plus applicable taxes) for an annual Walmart+ membership.
- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Earn $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days
- 1.5% cash back on all purchases
- 5% on Capital One Travel hotels/rentals
- Annual fee
- $0
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.