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Card details · American Express

Marriott Bonvoy Business Credit Card review: fees, rewards and APR

The Marriott Bonvoy Business® Credit Card is a credit card from American Express with a $125 annual fee. By our overall score it ranks #43 of the 294 credit cards we rank (store-only cards excluded), and #11 of 25 American Express cards. It is listed in our gas, business and dining rankings.

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Marriott Bonvoy Business Credit Card

Key facts

Issuer
American Express
Network
American Express
Annual fee
$125
Welcome offer
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/2026.
Foreign transaction fee
None
Our overall score
60 (#43 of 294 cards)

Sign-up bonus history

Below the highest offer we’ve tracked (150,000 points)

Current offer
100,000 points
Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Fre…
Highest tracked since April 2026
150,000 points
Limited Time Offer: Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 m…
Lowest tracked since April 2026
50,000 points
Earn 3 Free Night Awards after you spend $6,000 in purchases and an extra 2 Free Night Awards after you spend an additional $3,000 in purchases on the Card within the…
Changes tracked
4
0150KApr 2026Oct 2026
Show each tracked change
DateHeadline amountOffer as recorded
Apr 22, 202650,000 pointsEarn 3 Free Night Awards after you spend $6,000 in purchases and an extra 2 Free Night Awards after you spend an additional $3,000 in purchases on the Card within the…
May 20, 2026150,000 pointsLimited Time Offer: Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 m…
Jul 16, 202675,000 pointsEarn 75,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in eligible purchases, plus an extra 50,000 bonus points after an additional $3,00…
Jul 29, 2026150,000 pointsLimited Time Offer: Earn 150,000 Marriott Bonvoy® bonus points and a $125 statement credit after you use your new Card to make $8,000 in purchases within the first 6 m…
Sep 20, 2026100,000 pointsEarn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Fre…

We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.

Rewards

  • 6X points at Marriott
  • 4X at U.S. restaurants/gas stations/wireless (up to $15k/year, then 2X)
  • 2X all other

Benefits and notes

Complimentary Gold Elite status; 15 elite night credits annually; 1 free night award after card renewal (up to 35,000 points); additional free night award after $60k annual spend

Where it ranks

Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.

How we put this page together

Everything on this page comes from our card database (checked against American Express’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.

Frequently asked questions

What is the annual fee on the Marriott Bonvoy Business Credit Card?

$125, as stored in our database. Confirm the current fee on American Express’s site.

Does the Marriott Bonvoy Business Credit Card have a welcome bonus?

Our database lists this offer: Earn 100,000 Marriott Bonvoy® Bonus Points and 1 Free Night Award after you spend $8,000 in purchases on the Card within the first 6 months of Card Membership. The Free Night Award has a redemption level up to 50,000 points at hotels participating in Marriott Bonvoy®. Resort fees and terms apply. Offer ends 11/4/2026. Offers change often and terms apply.

Does the Marriott Bonvoy Business Credit Card have a 0% intro APR?

Our database lists no intro APR offer for this card.

Does the Marriott Bonvoy Business Credit Card charge foreign transaction fees?

Our database lists no foreign transaction fee for this card.

How does the Marriott Bonvoy Business Credit Card rank on YourBestCards?

#43 of 294 cards by our overall score (60). In our category lists: #11 of 43 gas cards; #13 of 92 business cards; #20 of 67 dining cards.

What is the highest Marriott Bonvoy Business Credit Card sign-up bonus you have tracked?

Since April 2026, the highest headline amount we have tracked is 150,000 points and the lowest is 50,000 points, across 4 changes. The current offer is 100,000 points. This only covers the period we have tracked; terms apply.

Other top American Express cards

    • 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
    • 4X at restaurants (up to $50,000/year)
    • 3X on flights through American ExpressTravel
    Annual fee
    $325
    Welcome offer
    Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
    • 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
    Annual fee
    $375
    Welcome offer
    AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
    • 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
    • 5X points booked at hotels on American Express Travel®
    • 1X points on other purchases
    Annual fee
    $895
    Welcome offer
    As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
    • 5X Membership Rewards® points for flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year
    • 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection
    • 1X point on all other purchases
    Annual fee
    $895
    Welcome offer
    Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.
    • 5X points on Flights & Prepaid Hotels booked through American Express Travel including, Fine Hotels + Resorts® and the Hotel Collection
    • 5X Membership Rewards® points on all flights booked on AmexTravel.com
    • 2X points on eligible purchases in key business categories, or on single purchases of $5K or more. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 2X on up to $2 million of these purchases per calendar year
    Annual fee
    $895
    Welcome offer
    AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.

Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.