Card details · Chase
IHG One Rewards Premier Credit Card review: fees, rewards and APR
The IHG One Rewards Premier Credit Card is a credit card from Chase with a $150 annual fee. By our overall score it ranks #19 of the 294 credit cards we rank (store-only cards excluded), and #7 of 43 Chase cards. It is listed in our hotel rankings.
Key facts
- Issuer
- Chase
- Network
- Visa
- Annual fee
- $150
- Welcome offer
- Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening.
- Foreign transaction fee
- None
- Our overall score
- 65 (#19 of 294 cards)
Sign-up bonus history
Below the highest offer we’ve tracked (180,000 points)
- Current offer
- 180,000 points
Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening. - Highest tracked since April 2026
- 180,000 points
Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening. - Lowest tracked since April 2026
- 140,000 points
Earn 140,000 bonus points after spending $3,000 in the first 3 months from account opening. - Changes tracked
- 1
Show each tracked change
| Date | Headline amount | Offer as recorded |
|---|---|---|
| Apr 22, 2026 | 140,000 points | Earn 140,000 bonus points after spending $3,000 in the first 3 months from account opening. |
| Oct 3, 2026 | 180,000 points | Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening. |
We compare each offer’s headline bonus amount and track it since April 2026 (earlier history is not covered). Spend requirements and time windows may have changed too. Past offers don’t predict future ones. Methodology.
Rewards
- Up to 10X points from IHG® for being an IHG One Rewards member
- Up to 6X points from IHG® with Platinum Elite status
- 5X points on travel, dining and at gas stations
- 3X points on all other purchases
Benefits and notes
Up to $100 in annual Food and Beverage Rewards at IHG Hotels; $100 Airline Statement Credit; Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit; Complimentary DashPass ($120 Value); Up to $50 United® Airlines TravelBank Cash each year; Up to $120 in Instacart credits
Where it ranks
- Overall: #19 of 294 cards (score 65)
- Chase credit cards: #7 of 43
- Hotel cards: #2 of 23 by our hotel score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Chase’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the IHG One Rewards Premier Credit Card?
$150, as stored in our database. Confirm the current fee on Chase’s site.
Does the IHG One Rewards Premier Credit Card have a welcome bonus?
Our database lists this offer: Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening. Offers change often and terms apply.
Does the IHG One Rewards Premier Credit Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the IHG One Rewards Premier Credit Card charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the IHG One Rewards Premier Credit Card rank on YourBestCards?
#19 of 294 cards by our overall score (65). In our category lists: #2 of 23 hotel cards.
What is the highest IHG One Rewards Premier Credit Card sign-up bonus you have tracked?
Since April 2026, the highest headline amount we have tracked is 180,000 points and the lowest is 140,000 points, across 1 change. The current offer is 180,000 points. This only covers the period we have tracked; terms apply.
Other top Chase cards
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $100 Annual Chase Travel Hotel Credit
- 2X on other travel purchases
- 3X points on dining, including eligible delivery services, takeout and dining out
- Annual fee
- $95
- Welcome offer
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- NEW! Up to 5x total points per $1 spent on Air Canada purchases, including 3X points on Air Canada purchases with your card, plus an additional 2X points from Air Canada when traveling as an Aeroplan 25K members
- 3X points per $1 spent on travel purchases
- 2X points per $1 spent at grocery stores. Through December 31, 2026, these purchases will earn 3X points per $1 spent
- Annual fee
- $195
- Welcome offer
- Earn up to 115,000 bonus points - 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
- Up to 28X total points at IHG® Hotels and Resorts - 12X points with this card. Plus, up to 10X points from IHG® on stays for being an IHG One Rewards member
- up to 6X points from IHG® on stays with Platinum Elite Status
- 6X points on dining and all other travel, including rideshare
- Annual fee
- $350
- Welcome offer
- Earn 200,000 Bonus Points after you spend $5,000 on purchases in the first 3 months from account opening
- 10x miles on United flights - 6x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Quest℠ Card
- 5x miles on hotel stays at Renowned Hotels and Resorts
- 4x miles on all other eligible United purchases
- Annual fee
- $350
- Welcome offer
- Earn 80,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open, plus 500 PQP after your first purchase, plus 10,000 bonus miles after you add an authorized user in the first 3 months your account is open (up to 90,000 bonus miles in total).
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.