Card details · American Express
Hilton Honors American Express Surpass Card review: fees, rewards and APR
The Hilton Honors American Express Surpass® Card is a credit card from American Express with a $150 annual fee. By our overall score it ranks #72 of the 294 credit cards we rank (store-only cards excluded), and #13 of 25 American Express cards. It is listed in our hotel, grocery, gas and dining rankings.
Key facts
- Issuer
- American Express
- Network
- American Express
- Annual fee
- $150
- Welcome offer
- Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass(R) Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.
- Foreign transaction fee
- None
- Our overall score
- 57 (#72 of 294 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (130,000 points). How we track offer history.
Rewards
- 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio
- 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
- 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases
- 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Benefits and notes
$200 Hilton credit; free night reward; Hilton Gold status
Where it ranks
- Overall: #72 of 294 cards (score 57)
- American Express credit cards: #13 of 25
- Hotel cards: #5 of 23 by our hotel score
- Grocery cards: #39 of 57 by our grocery score
- Gas cards: #40 of 43 by our gas score
- Dining cards: #64 of 67 by our dining score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against American Express’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Compare the Hilton Honors American Express Surpass Card
Frequently asked questions
What is the annual fee on the Hilton Honors American Express Surpass Card?
$150, as stored in our database. Confirm the current fee on American Express’s site.
Does the Hilton Honors American Express Surpass Card have a welcome bonus?
Our database lists this offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass(R) Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offers change often and terms apply.
Does the Hilton Honors American Express Surpass Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Hilton Honors American Express Surpass Card charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Hilton Honors American Express Surpass Card rank on YourBestCards?
#72 of 294 cards by our overall score (57). In our category lists: #5 of 23 hotel cards; #39 of 57 grocery cards; #40 of 43 gas cards; #64 of 67 dining cards.
Has the Hilton Honors American Express Surpass Card sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 130,000 points in our records. Offers can change at any time; terms apply.
Other top American Express cards
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
- 5X Membership Rewards® points for flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year
- 5X Membership Rewards® points on prepaid hotels booked with American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection
- 1X point on all other purchases
- Annual fee
- $895
- Welcome offer
- Earn 80,000 Membership Rewards® points after spending $12,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.
- 5X points on Flights & Prepaid Hotels booked through American Express Travel including, Fine Hotels + Resorts® and the Hotel Collection
- 5X Membership Rewards® points on all flights booked on AmexTravel.com
- 2X points on eligible purchases in key business categories, or on single purchases of $5K or more. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 2X on up to $2 million of these purchases per calendar year
- Annual fee
- $895
- Welcome offer
- AS HIGH AS 300,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.