Card details · WebBank
Petal 2 "Cash Back, No Fees" Visa Credit Card review: fees, rewards and APR
The Petal® 2 "Cash Back, No Fees" Visa® Credit Card is a credit card from WebBank with a $0 annual fee. By our overall score it ranks #293 of the 294 credit cards we rank (store-only cards excluded). It is listed in our credit-building and cash back rankings.
Key facts
- Issuer
- WebBank
- Network
- Visa
- Annual fee
- $0
- Ongoing APR
- 28.24%-30.24% Variable APR
- Our overall score
- 35 (#293 of 294 cards)
Rewards
- 1% cash back on all purchases, rising to 1.5% after qualifying on-time payments. Plus up to 10% cash back at select national merchants.
Benefits and notes
Leap program: credit line increase in 6 months with qualifying on-time payments. Reports to all 3 major bureaus.
Where it ranks
- Overall: #293 of 294 cards (score 35)
- Credit-building cards: #11 of 22 by our credit-building score
- Cash back cards: #66 of 70 by our cash back score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against WebBank’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Petal 2 "Cash Back, No Fees" Visa Credit Card?
$0, as stored in our database. Confirm the current fee on WebBank’s site.
Does the Petal 2 "Cash Back, No Fees" Visa Credit Card have a welcome bonus?
Our database lists no welcome offer for this card right now.
Does the Petal 2 "Cash Back, No Fees" Visa Credit Card have a 0% intro APR?
Our database lists no intro APR offer for this card.
How does the Petal 2 "Cash Back, No Fees" Visa Credit Card rank on YourBestCards?
#293 of 294 cards by our overall score (35). In our category lists: #11 of 22 credit-building cards; #66 of 70 cash back cards.
Other top-scoring cards
- 8X points on Chase TravelSM purchases
- 4X on flights and hotels booked direct
- 3X on dining worldwide
- Annual fee
- $795
- Welcome offer
- Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.
- 4X Membership Rewards points at U.S. supermarkets (up to $25,000/year)
- 4X at restaurants (up to $50,000/year)
- 3X on flights through American ExpressTravel
- Annual fee
- $325
- Welcome offer
- Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months.
- 4X points on your top 2 eligible categories each month (advertising, electronics/software/cloud, gas, restaurants, transit, wireless), on the first $150,000 in combined purchases per year, then 1X. 3X on flights and prepaid hotels on AmexTravel.com. 1X on everything else.
- Annual fee
- $375
- Welcome offer
- AS HIGH AS 200,000 Membership Rewards® Points after you spend $15,000 in purchases on your new Card within the first 3 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
- 10x points per $1 spent on hotels, car rentals and attractions booked at cititravel.com
- 3x points on air travel and other hotel purchases
- 3x points at supermarkets, restaurants, gas & EV charging stations
- Annual fee
- $95
- Welcome offer
- Earn 60,000 bonus points spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- 5X points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 per calendar year
- 5X points booked at hotels on American Express Travel®
- 1X points on other purchases
- Annual fee
- $895
- Welcome offer
- As high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.