Card comparison · Capital One vs American Express
Capital One Venture X vs Amex Gold
The Capital One Venture X ($395 annual fee) ranks #16 and the Amex Gold ($325) ranks #2 of the 294 credit cards we score. Here they are side by side, from our card database.
Side by side
| Capital One Venture X | Amex Gold | |
|---|---|---|
| Issuer | Capital One | American Express |
| Annual fee | $395 | $325 |
| Welcome offer | Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. | Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months. |
| Rewards |
|
|
| Intro APR | — | — |
| Ongoing APR | — | — |
| Balance transfer fee | — | — |
| Foreign transaction fee | None | None |
| Our overall score | 66 (#16 of 294) | 80 (#2 of 294) |
| Grocery ranking | not in this list | #3 of 57 |
| Dining ranking | not in this list | #3 of 67 |
| Travel ranking | #18 of 47 | #11 of 47 |
| Apply now | Apply now |
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
Which one fits you
- Higher overall score: Amex Gold (80 vs 66). Our score weighs rewards value, fees, the welcome offer and APR; see how we score cards.
- Lower annual fee: Amex Gold, by $70 a year ($395 vs $325). The pricier card has to earn at least $70 more in rewards or credits you actually use to come out ahead.
- Grocery: only Amex Gold is in our grocery ranking (#3 of 57).
- Dining: only Amex Gold is in our dining ranking (#3 of 67).
- Travel: Amex Gold ranks higher in our travel ranking (#11 vs #18 of 47).
How we compared them
Every figure comes from our card database (checked against each issuer’s site) as of October 21, 2026 and is shown as stored, without our own estimates. Ranks use our overall score and, for categories, the score each category ranking is built on. Neither card can pay to rank higher, and partner links never change a score or an order. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
Is the Capital One Venture X better than the Amex Gold?
By our overall score the Amex Gold ranks higher (80 vs 66), but the better card is the one that fits your spending: compare the rewards rows above with where you spend most, and whether you'd use enough of the higher-fee card's benefits to cover its fee.
Which has the lower annual fee, Capital One Venture X or Amex Gold?
The Amex Gold: $325 vs $395, as stored in our database.
What are the welcome offers on the Capital One Venture X and Amex Gold?
Capital One Venture X: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Amex Gold: Earn up to 100,000 Membership Rewards Points after $8,000 spend in 6 months. Offers change often; terms apply.
Which is better for everyday categories like dining, groceries or travel?
Grocery: only Amex Gold is in our grocery ranking (#3 of 57). Dining: only Amex Gold is in our dining ranking (#3 of 67). Travel: Amex Gold ranks higher in our travel ranking (#11 vs #18 of 47).
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