Card comparison · American Express
Amex Blue Cash Preferred vs Amex Blue Cash Everyday
The Amex Blue Cash Preferred ($0 intro annual fee for the first year, then $95 annual fee) ranks #31 and the Amex Blue Cash Everyday ($0) ranks #94 of the 294 credit cards we score. Here they are side by side, from our card database.
Side by side
| Amex Blue Cash Preferred | Amex Blue Cash Everyday | |
|---|---|---|
| Issuer | American Express | American Express |
| Annual fee | $0 intro annual fee for the first year, then $95 | $0 |
| Welcome offer | Earn $250 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership. | Earn $200 Cash Back after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership. |
| Rewards |
|
|
| Intro APR | purchases 18 months · balance transfers 18 months | purchases 15 months · balance transfers 15 months |
| Ongoing APR | 19.74%-28.74% | 19.74%-28.74% |
| Balance transfer fee | $5 or 5% of the amount of each transfer, whichever is greater. | $5 or 5% of the amount of each transfer, whichever is greater. |
| Foreign transaction fee | — | — |
| Our overall score | 64 (#31 of 294) | 56 (#94 of 294) |
| Cash back ranking | #3 of 70 | #27 of 70 |
| Grocery ranking | #1 of 57 | #20 of 57 |
| Gas ranking | #31 of 43 | #15 of 43 |
| 0% intro APR ranking | #7 of 46 | #20 of 46 |
| Apply now | Apply now |
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
Which one fits you
- Higher overall score: Amex Blue Cash Preferred (64 vs 56). Our score weighs rewards value, fees, the welcome offer and APR; see how we score cards.
- Lower annual fee: Amex Blue Cash Everyday, by $95 a year ($0 intro annual fee for the first year, then $95 vs $0). The pricier card has to earn at least $95 more in rewards or credits you actually use to come out ahead.
- Cash back: Amex Blue Cash Preferred ranks higher in our cash back ranking (#3 vs #27 of 70).
- Grocery: Amex Blue Cash Preferred ranks higher in our grocery ranking (#1 vs #20 of 57).
- Gas: Amex Blue Cash Everyday ranks higher in our gas ranking (#15 vs #31 of 43).
- 0% intro APR: Amex Blue Cash Preferred ranks higher in our 0% intro APR ranking (#7 vs #20 of 46).
- 0% intro APR on purchases: Amex Blue Cash Preferred (18 months vs 15).
- Balance transfers: Amex Blue Cash Preferred has the longer intro period (18 months vs 15).
How we compared them
Every figure comes from our card database (checked against each issuer’s site) as of October 21, 2026 and is shown as stored, without our own estimates. Ranks use our overall score and, for categories, the score each category ranking is built on. Neither card can pay to rank higher, and partner links never change a score or an order. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
Is the Amex Blue Cash Preferred better than the Amex Blue Cash Everyday?
By our overall score the Amex Blue Cash Preferred ranks higher (64 vs 56), but the better card is the one that fits your spending: compare the rewards rows above with where you spend most, and whether you'd use enough of the higher-fee card's benefits to cover its fee.
Which has the lower annual fee, Amex Blue Cash Preferred or Amex Blue Cash Everyday?
The Amex Blue Cash Everyday: $0 vs $0 intro annual fee for the first year, then $95, as stored in our database.
What are the welcome offers on the Amex Blue Cash Preferred and Amex Blue Cash Everyday?
Amex Blue Cash Preferred: Earn $250 Cash Back after you spend $3,000 in purchases on your new Card in the first 6 months of Card Membership. Amex Blue Cash Everyday: Earn $200 Cash Back after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership. Offers change often; terms apply.
Which is better for everyday categories like dining, groceries or travel?
Cash back: Amex Blue Cash Preferred ranks higher in our cash back ranking (#3 vs #27 of 70). Grocery: Amex Blue Cash Preferred ranks higher in our grocery ranking (#1 vs #20 of 57). Gas: Amex Blue Cash Everyday ranks higher in our gas ranking (#15 vs #31 of 43). 0% intro APR: Amex Blue Cash Preferred ranks higher in our 0% intro APR ranking (#7 vs #20 of 46).