Card details · Navy FCU
Flagship Premier Visa Signature review: fees, rewards and APR
The Flagship Premier Visa Signature® is a credit card from Navy FCU with a $95 annual fee. By our overall score it ranks #155 of the 294 credit cards we rank (store-only cards excluded), and #4 of 9 Navy Federal Credit Union cards. It is listed in our travel and dining rankings.
Key facts
- Issuer
- Navy FCU
- Network
- Visa
- Annual fee
- $95
- Welcome offer
- For a limited time, open a new card account and earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days.
- Foreign transaction fee
- None
- Our overall score
- 49 (#155 of 294 cards)
Sign-up bonus history
We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (50,000 points). How we track offer history.
Rewards
- 4X points on all travel
- 3X points on dining
- 1X points on everything else
Benefits and notes
$100 annual airline credit; Statement credits (up to $120) for Global Entry or TSA Pre✓; Complimentary GigSky® global mobile data
Where it ranks
- Overall: #155 of 294 cards (score 49)
- Navy Federal Credit Union credit cards: #4 of 9
- Travel cards: #9 of 47 by our travel score
- Dining cards: #44 of 67 by our dining score
Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.
How we put this page together
Everything on this page comes from our card database (checked against Navy FCU’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
What is the annual fee on the Flagship Premier Visa Signature?
$95, as stored in our database. Confirm the current fee on Navy FCU’s site.
Does the Flagship Premier Visa Signature have a welcome bonus?
Our database lists this offer: For a limited time, open a new card account and earn 50,000 bonus points (a $500 value) when you spend $4,000 in your first 90 days. Offers change often and terms apply.
Does the Flagship Premier Visa Signature have a 0% intro APR?
Our database lists no intro APR offer for this card.
Does the Flagship Premier Visa Signature charge foreign transaction fees?
Our database lists no foreign transaction fee for this card.
How does the Flagship Premier Visa Signature rank on YourBestCards?
#155 of 294 cards by our overall score (49). In our category lists: #9 of 47 travel cards; #44 of 67 dining cards.
Has the Flagship Premier Visa Signature sign-up bonus changed?
Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 50,000 points in our records. Offers can change at any time; terms apply.
Other top Navy Federal Credit Union cards
- #1
cashRewards Plus
Score 59- 2.00% cash back on all purchases (cashRewards Plus is issued with a credit limit of $5,000 or more
- below that you get cashRewards at 1.5%)
- Annual fee
- $0
- Welcome offer
- Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
- #2
Navy Federal More Rewards American Express® Card
Score 57- 3X points at restaurants and on food delivery
- 3X points at supermarkets
- 3X points on gas and
- Annual fee
- $0
- Welcome offer
- Spend $2,000 within 90 days of account opening and snag 20,000 bonus points.
- #3
cashRewards
Score 52- 1.5% cash back on all purchases
- Annual fee
- $0
- Welcome offer
- Spend $2,500 within 90 days of account opening and you could get rewarded with $250 bonus cash. Plus, get a low intro APR when you transfer a balance within 60 days of account opening.
- Intro APR
- balance transfers 12 months
- #5
GO REWARDS®
Score 39- 3X points at restaurants
- 2X points on gas
- 1X points on everything else
- Annual fee
- $0
- Intro APR
- purchases 6 months
- #6
GO BIZ® Rewards Mastercard
Score 29- 1X points for every dollar spent
- Annual fee
- $0
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.