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Canada · personal card · Rogers Bank

Rogers Red World Elite Mastercard review

No-fee card earning 3% cash back on U.S. dollar purchases and 2% on all other eligible purchases with an eligible Rogers service (1.5% without), plus travel insurance and lounge access via Mastercard Travel Pass.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
Rogers Red World Elite Mastercard

Key facts

Issuer
Rogers Bank
Network
Mastercard
Annual fee
$0 ($0 authorized users)
Purchase rate
21.99%-25.99%
Cash advance rate
22.99%-27.99%
Balance transfers
22.99%-27.99%
Foreign transaction fee
2.5%
Minimum personal income
$80,000
Minimum household income
$150,000
Available in Quebec
Not stated
Insurance
Purchase Protection and Extended Warranty Insurance; Car Rental Collision and Loss Damage Insurance; Emergency Travel Medical Insurance
Est. net value / yr
$510 ($510 rewards − $0 fee)

Rewards

No-fee card earning 3% cash back on U.S. dollar purchases and 2% on all other eligible purchases with an eligible Rogers service (1.5% without), plus travel insurance and lounge access via Mastercard Travel Pass.

Earn rates the issuer states: base 1.5% · everyday 2%. Accelerated rates apply on the first $61,000 spent per annual period, then 1.5% base rate

Perks

Mastercard Travel Pass (1,300+ lounges at $32 USD per visit); 5 Roam Like Home days; spend over $60,000 may qualify for upgrade to World Legend

How we put this page together

Every figure here was read on Rogers Bank’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee 2.5% per compare page. 3% on USD purchases.

Frequently asked questions

What is the annual fee on the Rogers Red World Elite Mastercard?

$0 ($0 authorized users), as read on Rogers Bank’s website on October 7, 2026.

Is there a foreign transaction fee on the Rogers Red World Elite Mastercard?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the Rogers Red World Elite Mastercard?

The issuer states a minimum personal income of $80,000 or a minimum household income of $150,000.

More Rogers Bank cards

  1. #1

    Rogers Red Mastercard Rogers Bank

    Net $420/yr

    Earns 2% cash back on all eligible purchases if you hold an eligible Rogers, Fido, Shaw or Comwave service, otherwise 1%; always 2% on U.S. dollar purchases. Cash back redeems at 1.5x on eligible Rogers purchases (until Nov 18, 2026).

    Earn: base 1% · everyday 2%

    Annual fee
    $0 ($0 authorized users)
    Est. net value / yr
    $420
    Purchase rate
    21.99%-25.99%
    Balance transfers
    22.99%-27.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    Rogers Red World Mastercard Rogers Bank

    Net $420/yr

    Earns 2% cash back on all eligible purchases with an eligible Rogers, Fido, Shaw or Comwave service, otherwise 1%; 2% on U.S. dollar purchases.

    Earn: base 1% · everyday 2%

    Annual fee
    $0 ($0 authorized users)
    Est. net value / yr
    $420
    Purchase rate
    21.99%-25.99%
    Balance transfers
    22.99%-27.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    Rogers Red World Elite Business Mastercard Rogers Bank

    Net $510/yr

    Sole-proprietor business card earning 3% cash back on U.S. dollar purchases and 2% on other eligible purchases with an eligible Rogers/Shaw business service (1.5% otherwise).

    Earn: base 1.5% · everyday 2%

    Annual fee
    $0 ($0 authorized users)
    Est. net value / yr
    $510
    Purchase rate
    21.99%-25.99%
    Balance transfers
    22.99%-27.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    Rogers Red World Legend Mastercard Rogers Bank

    Net $15/yr

    Metal premium card earning 2% cash back globally on all eligible purchases with an eligible Rogers service (1.5% without), with no foreign exchange fees, lounge passes and a broad insurance package.

    Earn: base 1.5% · everyday 2%

    Annual fee
    $495 ($95 per authorized user)
    Est. net value / yr
    $15
    Purchase rate
    21.99%-25.99%
    Balance transfers
    22.99%-27.99%
    Foreign transaction fee
    None
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.