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Canada · personal card · National Bank of Canada

World Mastercard review

Earn up to 2 National Bank rewards points per dollar spent.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
World Mastercard

Key facts

Issuer
National Bank of Canada
Network
Mastercard
Annual fee
$115 (Second authorized card $35)
Purchase rate
20.99%
Cash advance rate
22.49%
Balance transfers
22.49%
Foreign transaction fee
2.5%
Minimum personal income
$50,000
Minimum household income
$80,000
Available in Quebec
Not stated
Est. net value / yr
−$43 ($72 rewards − $115 fee)
Points value
National Bank À la carte Rewards at 1¢ CAD each

Rewards

Earn up to 2 National Bank rewards points per dollar spent.

Earn rates the issuer states: travel 2 pts.

How we put this page together

Every figure here was read on National Bank of Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Rates/fees read from the product data embedded in the page (productPricing fields). FX fee not stated. Page body is mostly templated; benefits not read. FX fee read on issuer document: https://www.nbc.ca/personal/help-centre/credit-card/fees-rates-limits/fees-foreign-currency-credit-card.html

Frequently asked questions

What is the annual fee on the World Mastercard?

$115 (Second authorized card $35), as read on National Bank of Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the World Mastercard?

The issuer states a 2.5% foreign currency conversion fee.

What income do I need for the World Mastercard?

The issuer states a minimum personal income of $50,000 or a minimum household income of $80,000.

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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.