Canada · personal card · National Bank of Canada
Allure Mastercard review
Earn up to 1% cashback on gas, groceries and online purchases while supporting the Quebec Breast Cancer Foundation.

Key facts
- Issuer
- National Bank of Canada
- Network
- Mastercard
- Annual fee
- $0
- Purchase rate
- 20.99%
- Cash advance rate
- 22.49%
- Balance transfers
- 22.49%
- Foreign transaction fee
- 2.5%
- Minimum personal income
- Not stated
- Minimum household income
- Not stated
- Available in Quebec
- Not stated
- Insurance
- Purchase protection (90 days); Extended warranty
- Est. net value / yr
- $108 ($108 rewards − $0 fee)
Rewards
Earn up to 1% cashback on gas, groceries and online purchases while supporting the Quebec Breast Cancer Foundation.
Earn rates the issuer states: groceries 1% · gas 1%. 1 point per $2; every 1,000 points gives a $10 credit once a year
Perks
Donations to Quebec Breast Cancer Foundation
How we put this page together
Every figure here was read on National Bank of Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Rates/fees read from the product data embedded in the page (productPricing fields). FX fee not stated. FX fee read on issuer document: https://www.nbc.ca/personal/help-centre/credit-card/fees-rates-limits/fees-foreign-currency-credit-card.html
Frequently asked questions
What is the annual fee on the Allure Mastercard?
$0, as read on National Bank of Canada’s website on October 7, 2026.
Is there a foreign transaction fee on the Allure Mastercard?
The issuer states a 2.5% foreign currency conversion fee.
What income do I need for the Allure Mastercard?
The issuer’s page did not state a minimum income when we read it.
More National Bank of Canada cards
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Combines a line of credit with a credit card: financing up to $10,000 at prime plus 5%; no rewards.
- Annual fee
- $50
- Purchase rate
- Prime + 5%
- Balance transfers
- Prime + 5%
- Foreign transaction fee
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Business Mastercard National Bank of Canada
Basic business card with no annual fee and no rewards; reduced-rate option of 14.5% for a $30 annual fee.
- Annual fee
- $0 (No annual fee for primary and additional cards; reduced-rate option $30 fee at 14.5%)
- Purchase rate
- 20.99% (14.5% with $30 annual fee)
- Balance transfers
- 22.99%
- Foreign transaction fee
- Not stated
Earn up to 1.5% cashback on gas, groceries and online purchases.
Earn: groceries 1.5% · gas 1.5%
- Annual fee
- $30
- Est. net value / yr
- $132
- Purchase rate
- 20.99%
- Balance transfers
- 22.49%
- Foreign transaction fee
- 2.5%
- #4
MC1 Mastercard National Bank of Canada
Simple no-fee starter card with no rewards, aimed at building credit; minimum credit limit $500.
- Annual fee
- $0
- Purchase rate
- 20.99%
- Balance transfers
- 22.49%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.



