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Canada · business card · National Bank of Canada

Business Line Mastercard review

Combines a line of credit with a credit card: financing up to $10,000 at prime plus 5%; no rewards.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
Business Line Mastercard

Key facts

Issuer
National Bank of Canada
Network
Mastercard
Annual fee
$50
Purchase rate
Prime + 5%
Cash advance rate
Prime + 5%
Balance transfers
Prime + 5%
Foreign transaction fee
Not stated
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated

Perks

Up to $10,000 fraud compensation plan

How we put this page together

Every figure here was read on National Bank of Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee not stated.

Frequently asked questions

What is the annual fee on the Business Line Mastercard?

$50, as read on National Bank of Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the Business Line Mastercard?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the Business Line Mastercard?

The issuer’s page did not state a minimum income when we read it.

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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.