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Canada · business card · National Bank of Canada

Platinum Business Mastercard review

Earn 1.5 points per dollar with no purchase limit, plus 1.5 more points on À la carte Travel agency purchases; points combine with a personal National Bank rewards card.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
Platinum Business Mastercard

Key facts

Issuer
National Bank of Canada
Network
Mastercard
Annual fee
$125 (Additional card $50)
Purchase rate
20.99%
Cash advance rate
22.99%
Balance transfers
22.99%
Foreign transaction fee
Not stated
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Insurance
Departing flight delay; Lost luggage; Car rental
Est. net value / yr
$325 ($450 rewards − $125 fee)
Points value
National Bank À la carte Rewards at 1¢ CAD each

Rewards

Earn 1.5 points per dollar with no purchase limit, plus 1.5 more points on À la carte Travel agency purchases; points combine with a personal National Bank rewards card.

Earn rates the issuer states: base 1.5 pts.

How we put this page together

Every figure here was read on National Bank of Canada’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee not stated.

Frequently asked questions

What is the annual fee on the Platinum Business Mastercard?

$125 (Additional card $50), as read on National Bank of Canada’s website on October 7, 2026.

Is there a foreign transaction fee on the Platinum Business Mastercard?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the Platinum Business Mastercard?

The issuer’s page did not state a minimum income when we read it.

More National Bank of Canada cards

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    Balance transfers
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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.