Card comparison · American Express
Delta Gold vs Delta Platinum
The Delta Gold ($150 annual fee) ranks #26 and the Delta Platinum ($350) ranks #28 of the 294 credit cards we score. Here they are side by side, from our card database.
Side by side
| Delta Gold | Delta Platinum | |
|---|---|---|
| Issuer | American Express | American Express |
| Annual fee | $150 | $350 |
| Welcome offer | Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026. | Apply and find out your welcome offer: As High As 90,000 Bonus Miles + Earn a $300 Statement Credit after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026. |
| Rewards |
|
|
| Intro APR | — | — |
| Ongoing APR | — | — |
| Balance transfer fee | — | — |
| Foreign transaction fee | None | None |
| Our overall score | 64 (#26 of 294) | 64 (#28 of 294) |
| Grocery ranking | #35 of 57 | #36 of 57 |
| Dining ranking | #49 of 67 | #50 of 67 |
| Airline ranking | #16 of 39 | #20 of 39 |
| Hotel ranking | not in this list | #14 of 23 |
| Apply now | Apply now |
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
Which one fits you
- Overall score: the two cards score the same (64).
- Lower annual fee: Delta Gold, by $200 a year ($150 vs $350). The pricier card has to earn at least $200 more in rewards or credits you actually use to come out ahead.
- Grocery: Delta Gold ranks higher in our grocery ranking (#35 vs #36 of 57).
- Dining: Delta Gold ranks higher in our dining ranking (#49 vs #50 of 67).
- Airline: Delta Gold ranks higher in our airline ranking (#16 vs #20 of 39).
- Hotel: only Delta Platinum is in our hotel ranking (#14 of 23).
How we compared them
Every figure comes from our card database (checked against each issuer’s site) as of October 21, 2026 and is shown as stored, without our own estimates. Ranks use our overall score and, for categories, the score each category ranking is built on. Neither card can pay to rank higher, and partner links never change a score or an order. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
Is the Delta Gold better than the Delta Platinum?
They have the same overall score (64). Pick on the rewards that match your spending and the fee you're comfortable paying.
Which has the lower annual fee, Delta Gold or Delta Platinum?
The Delta Gold: $150 vs $350, as stored in our database.
What are the welcome offers on the Delta Gold and Delta Platinum?
Delta Gold: Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026. Delta Platinum: Apply and find out your welcome offer: As High As 90,000 Bonus Miles + Earn a $300 Statement Credit after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026. Offers change often; terms apply.
Which is better for everyday categories like dining, groceries or travel?
Grocery: Delta Gold ranks higher in our grocery ranking (#35 vs #36 of 57). Dining: Delta Gold ranks higher in our dining ranking (#49 vs #50 of 67). Airline: Delta Gold ranks higher in our airline ranking (#16 vs #20 of 39). Hotel: only Delta Platinum is in our hotel ranking (#14 of 23).