Card comparison · Chase vs Capital One
Chase Sapphire Preferred vs Capital One Venture
The Chase Sapphire Preferred ($95 annual fee) ranks #7 and the Capital One Venture ($95) ranks #27 of the 294 credit cards we score. Here they are side by side, from our card database.
Side by side
| Chase Sapphire Preferred | Capital One Venture | |
|---|---|---|
| Issuer | Chase | Capital One |
| Annual fee | $95 | $95 |
| Welcome offer | Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. | Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value |
| Rewards |
|
|
| Intro APR | — | — |
| Ongoing APR | — | — |
| Balance transfer fee | — | — |
| Foreign transaction fee | None | None |
| Our overall score | 68 (#7 of 294) | 64 (#27 of 294) |
| Grocery ranking | #5 of 57 | not in this list |
| Dining ranking | #6 of 67 | not in this list |
| Travel ranking | #20 of 47 | #19 of 47 |
| Apply now | Apply now |
Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.
Which one fits you
- Higher overall score: Chase Sapphire Preferred (68 vs 64). Our score weighs rewards value, fees, the welcome offer and APR; see how we score cards.
- Same annual fee: $95 on both.
- Grocery: only Chase Sapphire Preferred is in our grocery ranking (#5 of 57).
- Dining: only Chase Sapphire Preferred is in our dining ranking (#6 of 67).
- Travel: Capital One Venture ranks higher in our travel ranking (#19 vs #20 of 47).
How we compared them
Every figure comes from our card database (checked against each issuer’s site) as of October 21, 2026 and is shown as stored, without our own estimates. Ranks use our overall score and, for categories, the score each category ranking is built on. Neither card can pay to rank higher, and partner links never change a score or an order. Terms apply; confirm current terms with the issuer before applying.
Frequently asked questions
Is the Chase Sapphire Preferred better than the Capital One Venture?
By our overall score the Chase Sapphire Preferred ranks higher (68 vs 64), but the better card is the one that fits your spending: compare the rewards rows above with where you spend most, and whether you'd use enough of the higher-fee card's benefits to cover its fee.
Which has the lower annual fee, Chase Sapphire Preferred or Capital One Venture?
Both list $95.
What are the welcome offers on the Chase Sapphire Preferred and Capital One Venture?
Chase Sapphire Preferred: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Capital One Venture: Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value. Offers change often; terms apply.
Which is better for everyday categories like dining, groceries or travel?
Grocery: only Chase Sapphire Preferred is in our grocery ranking (#5 of 57). Dining: only Chase Sapphire Preferred is in our dining ranking (#6 of 67). Travel: Capital One Venture ranks higher in our travel ranking (#19 vs #20 of 47).
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