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Card details · Barclays

Wyndham Rewards Earner Card review: fees, rewards and APR

The Wyndham Rewards Earner® Card is a credit card from Barclays with a $0 annual fee. By our overall score it ranks #134 of the 294 credit cards we rank (store-only cards excluded), and #11 of 23 Barclays cards. It is listed in our hotel, grocery, gas and dining rankings.

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Wyndham Rewards Earner Card

Key facts

Issuer
Barclays
Network
Mastercard
Annual fee
$0
Welcome offer
Earn up to 75,000 bonus points: 30,000 bonus points after spending $1,000 on qualifying purchases in the first 90 days and also earn 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
Intro APR
purchases 6 months · balance transfers 15 months
Ongoing APR
19.24%-29.99%
Balance transfer fee
5% or $5 minimum
Foreign transaction fee
None
Our overall score
52 (#134 of 294 cards)

Sign-up bonus history

We have tracked this card’s welcome offer since April 2026 and have not recorded a change in its headline amount (75,000 points). How we track offer history.

Rewards

  • 5x points on Hotels by Wyndham
  • 3x on dining, grocery, gas & EV charging
  • 1x on everything else

Benefits and notes

7,500 anniversary bonus points (after $15,000 spend). Wyndham Rewards Gold membership. 10% discount on free night redemptions. Booking discounts on Hotels by Wyndham.

Intro APR and balance transfers

0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases (see Terms and Conditions for details). After that, your APR will be 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.; 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 19.24% to 29.99%, based on your creditworthiness and other factors.

Balance transfer fee: 5% or $5 minimum

Ongoing APR: 19.24%-29.99%

Where it ranks

Category positions use the score each category ranking is built on, among the non-store cards tagged with that category in our database; a category page can show fewer cards (for example after filters), so its on-page position can differ slightly.

How we put this page together

Everything on this page comes from our card database (checked against Barclays’s own site) as of October 21, 2026: fees, APRs, rewards and the welcome offer are shown as stored, without our own estimates. The score is our overall card score, explained in our methodology. We don’t publish star ratings or user reviews. Terms apply; confirm current terms with the issuer before applying.

Frequently asked questions

What is the annual fee on the Wyndham Rewards Earner Card?

$0, as stored in our database. Confirm the current fee on Barclays’s site.

Does the Wyndham Rewards Earner Card have a welcome bonus?

Our database lists this offer: Earn up to 75,000 bonus points: 30,000 bonus points after spending $1,000 on qualifying purchases in the first 90 days and also earn 45,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days. Offers change often and terms apply.

Does the Wyndham Rewards Earner Card have a 0% intro APR?

Our database lists: 0% promotional APR for 6 billing cycles on all Wyndham Timeshare Purchases (see Terms and Conditions for details). After that, your APR will be 19.49% to 29.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.; 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) your APR will be 19.24% to 29.99%, based on your creditworthiness and other factors. Terms apply.

Does the Wyndham Rewards Earner Card charge foreign transaction fees?

Our database lists no foreign transaction fee for this card.

How does the Wyndham Rewards Earner Card rank on YourBestCards?

#134 of 294 cards by our overall score (52). In our category lists: #11 of 23 hotel cards; #26 of 57 grocery cards; #27 of 43 gas cards; #36 of 67 dining cards.

Has the Wyndham Rewards Earner Card sign-up bonus changed?

Not in its headline amount, as far as we have tracked since April 2026: it has stayed at 75,000 points in our records. Offers can change at any time; terms apply.

Other top Barclays cards

    • 6X points on eligible JetBlue purchases
    • 2X points at restaurants and eligible grocery stores
    • 1X points on all other purchases
    Annual fee
    $99
    Welcome offer
    Earn 70,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
    Intro APR
    balance transfers 12 months
    • 8X on eligible purchases made at Hotels by Wyndham, including hotels through Wyndham Travel Bundles
    • 4X on eligible Vacation Club, travel, dining and grocery store purchases (excluding Target® and Walmart®)
    • 1X points on other purchases
    Annual fee
    $395
    Welcome offer
    Earn up to 120,000 bonus points - Earn 90,000 bonus points after spending $6,000 on qualifying purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.
    Intro APR
    purchases 6 months · balance transfers 15 months
    • 6X points on eligible JetBlue purchases
    • 2X points at restaurants and eligible grocery stores
    • 1X points on all other purchases
    Annual fee
    $499
    Welcome offer
    Earn 90,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days.
    Intro APR
    balance transfers 12 months
    • 15X miles on eligible purchases at flyfrontier.com
    • 3X miles on eligible restaurant purchases
    • 1X miles on all other purchases
    Annual fee
    $99
    Welcome offer
    Earn 60,000 Travel Miles after making your first purchase and paying the annual fee in full, both within the first 90 days.
    Intro APR
    balance transfers 15 months
    • 3X miles on eligible Hawaiian Airlines and Alaska Airlines purchases
    • 2X miles on gas, dining and grocery store purchases
    • 1X miles on all other purchases
    Annual fee
    $99
    Welcome offer
    Earn 80,000 Atmos Rewards points after spending $2,500 on purchases in the first 90 days.

Offers, fees and APRs are shown as stored in our database and can change at any time; terms apply. Always confirm current terms on the issuer’s site before applying. Not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure.