Canada · October 2026
Tangerine credit cards
3 cards, ranked by estimated net annual rewards value where the issuer states earn rates.
Earns 1.5 Scene+ points per $1 in three categories you choose and 1 point per $1 on everything else. Includes lounge passes, travel insurances and Shell fuel savings.
Earn: base 1 pts · everyday 1 pts
- Annual fee
- $120 ($30 per authorized user; up to 5 authorized users)
- Est. net value / yr
- $180
- Welcome offer
- 50,000 Scene+ points after $5,000 net purchases within 90 days
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- Not stated
Earns 2% cash back in two categories you choose (a third if cash back is deposited to a Tangerine savings account) and 0.5% on everything else. Categories can be changed every 90 days.
Earn: base 0.5% · everyday 0.5%
- Annual fee
- $0 (Free cards for up to 5 authorized users)
- Est. net value / yr
- $150
- Welcome offer
- Earn 10% cash back for 2 months (up to $100) on top of regular cash back
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
Earns 2% cash back in two categories you choose (third with a Tangerine savings account deposit) and 0.5% on everything else, with World Mastercard perks such as lounge access offers.
Earn: base 0.5% · everyday 0.5%
- Annual fee
- $0 (No annual fee)
- Est. net value / yr
- $150
- Welcome offer
- Get $120 after spending $1,500 in the first 3 months
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.