Canada · personal card · Tangerine
Tangerine Rewards World Elite Mastercard review
Earns 1.5 Scene+ points per $1 in three categories you choose and 1 point per $1 on everything else. Includes lounge passes, travel insurances and Shell fuel savings.
Key facts
- Issuer
- Tangerine
- Network
- Mastercard
- Annual fee
- $120 ($30 per authorized user; up to 5 authorized users)
- Welcome offer
- 50,000 Scene+ points after $5,000 net purchases within 90 days
- Purchase rate
- 20.95%
- Cash advance rate
- 22.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- Not stated
- Minimum personal income
- $80,000
- Minimum household income
- $150,000
- Available in Quebec
- Not stated
- Insurance
- Comprehensive Travel Insurance Coverage; Car Rental Collision Coverage; Travel Medical Insurance (clients under 65); Mobile Device Insurance
- Est. net value / yr
- $180 ($300 rewards − $120 fee)
- Points value
- Scene+ at 1¢ CAD each
Rewards
Earns 1.5 Scene+ points per $1 in three categories you choose and 1 point per $1 on everything else. Includes lounge passes, travel insurances and Shell fuel savings.
Earn rates the issuer states: base 1 pts · everyday 1 pts. 1.5x in 3 chosen accelerator categories, switchable every 90 days
Perks
Lounge passes; up to 10 cents/L at Shell; FlexiRoam 3GB roaming plan; H&R Block discount; 100 Scene+ points = $1 for in-person redemptions
How we put this page together
Every figure here was read on Tangerine’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Foreign currency fee not found on this page. Redemption fact (100 pts = $1) read on Tangerine page, Scene+ is a Scotiabank/Empire program. Balance transfers are treated as cash advances at 22.95%, min $500, no points.
Frequently asked questions
What is the annual fee on the Tangerine Rewards World Elite Mastercard?
$120 ($30 per authorized user; up to 5 authorized users), as read on Tangerine’s website on October 7, 2026.
Is there a foreign transaction fee on the Tangerine Rewards World Elite Mastercard?
The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.
What income do I need for the Tangerine Rewards World Elite Mastercard?
The issuer states a minimum personal income of $80,000 or a minimum household income of $150,000.
More Tangerine cards
Earns 2% cash back in two categories you choose (a third if cash back is deposited to a Tangerine savings account) and 0.5% on everything else. Categories can be changed every 90 days.
Earn: base 0.5% · everyday 0.5%
- Annual fee
- $0 (Free cards for up to 5 authorized users)
- Est. net value / yr
- $150
- Welcome offer
- Earn 10% cash back for 2 months (up to $100) on top of regular cash back
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
Earns 2% cash back in two categories you choose (third with a Tangerine savings account deposit) and 0.5% on everything else, with World Mastercard perks such as lounge access offers.
Earn: base 0.5% · everyday 0.5%
- Annual fee
- $0 (No annual fee)
- Est. net value / yr
- $150
- Welcome offer
- Get $120 after spending $1,500 in the first 3 months
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.