Canada · personal card · Tangerine
Tangerine Money-Back World Mastercard review
Earns 2% cash back in two categories you choose (third with a Tangerine savings account deposit) and 0.5% on everything else, with World Mastercard perks such as lounge access offers.
Key facts
- Issuer
- Tangerine
- Network
- Mastercard
- Annual fee
- $0 (No annual fee)
- Welcome offer
- Get $120 after spending $1,500 in the first 3 months
- Purchase rate
- 20.95%
- Cash advance rate
- 22.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
- Minimum personal income
- $50,000
- Minimum household income
- $80,000
- Available in Quebec
- Not stated
- Insurance
- Rental car theft/damage; Mobile device protection; Extended warranty; Purchase protection
- Est. net value / yr
- $150 ($150 rewards − $0 fee)
Rewards
Earns 2% cash back in two categories you choose (third with a Tangerine savings account deposit) and 0.5% on everything else, with World Mastercard perks such as lounge access offers.
Earn rates the issuer states: base 0.5% · everyday 0.5%. 2% categories chosen by cardholder from a list of 12+; change every 90 days
Perks
Shell Go+ up to 8 cents/L; FlexiRoam 1GB roaming plan; Mastercard Travel Pass lounge access (1,300+ lounges); Fubo Sports discount (excl. Quebec)
How we put this page together
Every figure here was read on Tangerine’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: Welcome bonus is $120 cash. End date not stated.
Frequently asked questions
What is the annual fee on the Tangerine Money-Back World Mastercard?
$0 (No annual fee), as read on Tangerine’s website on October 7, 2026.
Is there a foreign transaction fee on the Tangerine Money-Back World Mastercard?
The issuer states a 2.5% foreign currency conversion fee.
What income do I need for the Tangerine Money-Back World Mastercard?
The issuer states a minimum personal income of $50,000 or a minimum household income of $80,000.
More Tangerine cards
Earns 2% cash back in two categories you choose (a third if cash back is deposited to a Tangerine savings account) and 0.5% on everything else. Categories can be changed every 90 days.
Earn: base 0.5% · everyday 0.5%
- Annual fee
- $0 (Free cards for up to 5 authorized users)
- Est. net value / yr
- $150
- Welcome offer
- Earn 10% cash back for 2 months (up to $100) on top of regular cash back
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- 2.5%
Earns 1.5 Scene+ points per $1 in three categories you choose and 1 point per $1 on everything else. Includes lounge passes, travel insurances and Shell fuel savings.
Earn: base 1 pts · everyday 1 pts
- Annual fee
- $120 ($30 per authorized user; up to 5 authorized users)
- Est. net value / yr
- $180
- Welcome offer
- 50,000 Scene+ points after $5,000 net purchases within 90 days
- Purchase rate
- 20.95%
- Balance transfers
- 22.95%
- Foreign transaction fee
- Not stated
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.