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Canada · personal card · TD Canada Trust

TD Cash Back Visa Card review

Earn 1% Cash Back Dollars on groceries, gas and EV charging, transit, recurring bills and streaming, and 0.5% on all other purchases.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply
TD Cash Back Visa Card

Key facts

Issuer
TD Canada Trust
Network
Visa
Annual fee
$0 (Additional cardholders $0)
Purchase rate
21.99%
Cash advance rate
22.99%
Foreign transaction fee
Not stated
Minimum personal income
Not stated
Minimum household income
Not stated
Available in Quebec
Not stated
Insurance
Purchase Security and Extended Warranty Protection
Est. net value / yr
$204 ($204 rewards − $0 fee)

Rewards

Earn 1% Cash Back Dollars on groceries, gas and EV charging, transit, recurring bills and streaming, and 0.5% on all other purchases.

Earn rates the issuer states: base 0.5% · groceries 1% · gas 1%. Redeem annually or any time; never expire while account is open

Perks

Starbucks Stars linking; Avis/Budget discounts; TD Payment Plans

How we put this page together

Every figure here was read on TD Canada Trust’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee, Quebec availability not on page.

Frequently asked questions

What is the annual fee on the TD Cash Back Visa Card?

$0 (Additional cardholders $0), as read on TD Canada Trust’s website on October 7, 2026.

Is there a foreign transaction fee on the TD Cash Back Visa Card?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the TD Cash Back Visa Card?

The issuer’s page did not state a minimum income when we read it.

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Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.