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Canada · personal card · TD Canada Trust

TD Aeroplan Visa Infinite Privilege Card review

Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on gas, EV, groceries, travel, transit and dining, 1.25 on everything else; Maple Leaf Lounge access and 6 Visa Airport Companion lounge visits.

By · Card data read October 7, 2026 · How we rank Canadian cards

Apply on issuer siteTerms apply

Key facts

Issuer
TD Canada Trust
Network
Visa
Annual fee
$599 (Additional cardholder $199; partial annual fee rebate with TD All-Inclusive Banking Plan)
Welcome offer
Up to 100,000 Aeroplan points: 20,000 on first purchase, 30,000 at $12,000 spend in 180 days, 50,000 anniversary bonus at $24,000 spend in 12 months
Purchase rate
21.99%
Cash advance rate
22.99%
Foreign transaction fee
Not stated
Minimum personal income
$150,000
Minimum household income
$200,000
Available in Quebec
Not stated
Insurance
Travel Medical; Trip Cancellation & Trip Interruption; Common Carrier Travel Accident; Delayed and Lost Baggage; Hotel/Motel Burglary; Auto Rental Collision/Loss Damage; Mobile Device; Purchase Security and Extended Warranty Protection
Est. net value / yr
$338 ($937 rewards − $599 fee)
Points value
Aeroplan at 2.14¢ CAD each

Rewards

Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on gas, EV, groceries, travel, transit and dining, 1.25 on everything else; Maple Leaf Lounge access and 6 Visa Airport Companion lounge visits.

Earn rates the issuer states: base 1.25 pts · groceries 1.5 pts · gas 1.5 pts · dining 1.5 pts · travel 2 pts.

Perks

Unlimited Maple Leaf Lounge access with one guest; 6 Visa Airport Companion visits; free first checked bags; NEXUS rebate; metal card

How we put this page together

Every figure here was read on TD Canada Trust’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee, Quebec availability not on page. Offer effective Sept 1, 2026; end date not stated. Travel rate 2 is Air Canada direct purchases.

Frequently asked questions

What is the annual fee on the TD Aeroplan Visa Infinite Privilege Card?

$599 (Additional cardholder $199; partial annual fee rebate with TD All-Inclusive Banking Plan), as read on TD Canada Trust’s website on October 7, 2026.

Is there a foreign transaction fee on the TD Aeroplan Visa Infinite Privilege Card?

The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.

What income do I need for the TD Aeroplan Visa Infinite Privilege Card?

The issuer states a minimum personal income of $150,000 or a minimum household income of $200,000.

More TD Canada Trust cards

  1. #1

    TD Aeroplan Visa Business Card TD Canada Trust

    Net $608/yr

    Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on travel, transit, dining, EV charging and select business categories, 1 on everything else.

    Earn: base 1 pts · dining 1.5 pts · travel 2 pts

    Annual fee
    $149 (Additional cards $49; first-year fee rebate for you and up to two additional cardholders)
    Est. net value / yr
    $608
    Welcome offer
    Up to 60,000 Aeroplan points: 10,000 on first purchase, 30,000 at $15,000 in 180 days, 20,000 at $25,000 in 365 days
    Purchase rate
    14.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  2. #2

    TD Aeroplan Visa Infinite Card TD Canada Trust

    Net $657/yr

    Earn 1.5 Aeroplan points per $1 on gas, EV charging, groceries and Air Canada purchases (and Hyatt), 1 point per $1 on everything else; free first checked bag for you and up to eight companions on Air Canada.

    Earn: base 1 pts · groceries 1.5 pts · gas 1.5 pts · travel 1.5 pts

    Annual fee
    $139 (Additional cardholder $75; first-year fee rebate with offer)
    Est. net value / yr
    $657
    Welcome offer
    Up to 50,000 Aeroplan points: 10,000 on first purchase, 15,000 at $3,000 spend in 90 days, 25,000 anniversary bonus at $12,000 spend in 12 months; first-year fee rebate
    Purchase rate
    21.99%
    Foreign transaction fee
    2.5%
    Apply on issuer siteCard detailsRead October 7, 2026
  3. #3

    TD Aeroplan Visa Platinum Card TD Canada Trust

    Net $443/yr

    Earn 1 Aeroplan point per $1 on gas, EV charging, groceries and Air Canada purchases, and 1 point per $1.50 on all other purchases.

    Earn: base 0.67 pts · groceries 1 pts · gas 1 pts · travel 1 pts

    Annual fee
    $89 (Additional cardholder $35; first-year fee rebate with offer)
    Est. net value / yr
    $443
    Welcome offer
    Up to 20,000 Aeroplan points: 10,000 on first purchase plus 10,000 at $1,500 spend in 90 days; first-year fee rebate
    Purchase rate
    21.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026
  4. #4

    TD Business Cash Back Visa Card TD Canada Trust

    Net $186/yr

    Earn 2% Cash Back Dollars on gas, EV charging, transit, recurring bills, streaming and office supplies, and 0.5% on all other purchases.

    Earn: base 0.5% · gas 2%

    Annual fee
    $0 (Additional cards $0)
    Est. net value / yr
    $186
    Purchase rate
    19.99%
    Foreign transaction fee
    Not stated
    Apply on issuer siteCard detailsRead October 7, 2026

Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.