Canada · business card · TD Canada Trust
TD Aeroplan Visa Business Card review
Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on travel, transit, dining, EV charging and select business categories, 1 on everything else.
Key facts
- Issuer
- TD Canada Trust
- Network
- Visa
- Annual fee
- $149 (Additional cards $49; first-year fee rebate for you and up to two additional cardholders)
- Welcome offer
- Up to 60,000 Aeroplan points: 10,000 on first purchase, 30,000 at $15,000 in 180 days, 20,000 at $25,000 in 365 days
- Purchase rate
- 14.99%
- Cash advance rate
- 22.99%
- Foreign transaction fee
- Not stated
- Minimum personal income
- Not stated
- Minimum household income
- Not stated
- Available in Quebec
- Not stated
- Insurance
- Travel Medical; Trip Cancellation/Trip Interruption; Common Carrier Travel Accident; Delayed and Lost Baggage; Hotel/Motel Burglary; Auto Rental Collision/Loss Damage; Mobile Device; Purchase Security and Extended Warranty Protection
- Est. net value / yr
- $608 ($757 rewards − $149 fee)
- Points value
- Aeroplan at 2.14¢ CAD each
Rewards
Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on travel, transit, dining, EV charging and select business categories, 1 on everything else.
Earn rates the issuer states: base 1 pts · dining 1.5 pts · travel 2 pts.
Perks
NEXUS rebate; free first checked bags; Maple Leaf Lounge access
How we put this page together
Every figure here was read on TD Canada Trust’s own page on October 7, 2026; fields the page did not state are shown as “not stated” rather than estimated. The net value estimate uses the method on our Canada methodology. Card rules and your rights as a cardholder: FCAC. Note: FX fee, Quebec availability not on page. Offer effective Sept 1, 2026. Purchase APR 14.99% as shown on page.
Frequently asked questions
What is the annual fee on the TD Aeroplan Visa Business Card?
$149 (Additional cards $49; first-year fee rebate for you and up to two additional cardholders), as read on TD Canada Trust’s website on October 7, 2026.
Is there a foreign transaction fee on the TD Aeroplan Visa Business Card?
The issuer’s page did not state a foreign currency conversion fee when we read it; check the cardholder agreement.
What income do I need for the TD Aeroplan Visa Business Card?
The issuer’s page did not state a minimum income when we read it.
More TD Canada Trust cards
Earn 1.5 Aeroplan points per $1 on gas, EV charging, groceries and Air Canada purchases (and Hyatt), 1 point per $1 on everything else; free first checked bag for you and up to eight companions on Air Canada.
Earn: base 1 pts · groceries 1.5 pts · gas 1.5 pts · travel 1.5 pts
- Annual fee
- $139 (Additional cardholder $75; first-year fee rebate with offer)
- Est. net value / yr
- $657
- Welcome offer
- Up to 50,000 Aeroplan points: 10,000 on first purchase, 15,000 at $3,000 spend in 90 days, 25,000 anniversary bonus at $12,000 spend in 12 months; first-year fee rebate
- Purchase rate
- 21.99%
- Foreign transaction fee
- 2.5%
Earn 2 Aeroplan points per $1 on Air Canada purchases, 1.5 on gas, EV, groceries, travel, transit and dining, 1.25 on everything else; Maple Leaf Lounge access and 6 Visa Airport Companion lounge visits.
Earn: base 1.25 pts · groceries 1.5 pts · gas 1.5 pts · dining 1.5 pts · travel 2 pts
- Annual fee
- $599 (Additional cardholder $199; partial annual fee rebate with TD All-Inclusive Banking Plan)
- Est. net value / yr
- $338
- Welcome offer
- Up to 100,000 Aeroplan points: 20,000 on first purchase, 30,000 at $12,000 spend in 180 days, 50,000 anniversary bonus at $24,000 spend in 12 months
- Purchase rate
- 21.99%
- Foreign transaction fee
- Not stated
Earn 1 Aeroplan point per $1 on gas, EV charging, groceries and Air Canada purchases, and 1 point per $1.50 on all other purchases.
Earn: base 0.67 pts · groceries 1 pts · gas 1 pts · travel 1 pts
- Annual fee
- $89 (Additional cardholder $35; first-year fee rebate with offer)
- Est. net value / yr
- $443
- Welcome offer
- Up to 20,000 Aeroplan points: 10,000 on first purchase plus 10,000 at $1,500 spend in 90 days; first-year fee rebate
- Purchase rate
- 21.99%
- Foreign transaction fee
- Not stated
Earn 2% Cash Back Dollars on gas, EV charging, transit, recurring bills, streaming and office supplies, and 0.5% on all other purchases.
Earn: base 0.5% · gas 2%
- Annual fee
- $0 (Additional cards $0)
- Est. net value / yr
- $186
- Purchase rate
- 19.99%
- Foreign transaction fee
- Not stated
Rates, fees and offers are shown as we read them on each issuer’s own website on the date shown, in Canadian dollars, and can change at any time. Confirm current terms with the issuer before applying. General information, not financial advice. Partner links, where they exist, never change the order. Affiliate disclosure. Card rules and consumer protections: Financial Consumer Agency of Canada.